أقساط التأمين الصحي 2027: ما هو معروف، ومتى
لم تُنشر أقساط 2027 بعد. إليك ما كتبه المكتب الفيدرالي للصحة العامة رسميًا، ومتى تصدر الأرقام، وكم دفع كانتونك حتى الآن.
لم تُنشر أقساط 2027 بعد
The FOPH announces them at a press conference. The exchange with the cantons that precedes it is set for 21 سبتمبر 2026 or 25 سبتمبر 2026 — the Office itself writes that the final date would only be fixed in August. This page will show the real figures the same day, at the same address.
ما كتبه المكتب الفيدرالي رسميًا
On 2 June 2026 the Federal Office of Public Health wrote to the cantonal health departments. The letter is public. Three passages say something useful:
« the 2026 combined ratio, which serves as the starting point for the 2027 premiums, stands at almost 101 % »
In other words: in 2026 insurers spend roughly what they take in.
« for the 2027 premiums in Switzerland there is a slight catch-up effect on top of the rise in costs from 2026 to 2027. The premium increase should therefore be slightly above the expected rise in costs »
Insurers expect costs to rise by "a little over 5 %". The FOPH puts no figure on the premium increase — and neither will we.
« Differences may nevertheless exist between cantons and insurers »
The Swiss average says nothing about your bill. Your canton and your insurer do.
The reference point: the 2026 premiums
For 2026 the FOPH announced an average monthly premium of CHF 393.30 and a +4.4 % rise across Switzerland. That is the starting point next year's premiums build on.
- 18–25
- CHF 326.30
- 0–18
- CHF 122.50
- 26+
- CHF 465.30
الكانتونات الـ26، أقساط 2026
| الكانتون | الأرخص | 2026 change | شركات التأمين | المناطق |
|---|---|---|---|---|
| تسوغ | CHF 335.10 | −7.9 % | 27 | 1 |
| أبنتسل إينرهودن | CHF 353.50 | +2.3 % | 23 | 1 |
| أوري | CHF 376.60 | +6.3 % | 26 | 1 |
| أوبفالدن | CHF 382.80 | +7.3 % | 26 | 1 |
| نيدفالدن | CHF 385.40 | +4.7 % | 26 | 1 |
| شفيتس | CHF 400.20 | +3.2 % | 28 | 1 |
| سانت غالن | CHF 401.60 | +5.2 % | 25 | 3 |
| غراوبوندن | CHF 404.70 | +4.3 % | 24 | 3 |
| فاليه | CHF 406.30 | +2.7 % | 28 | 2 |
| أبنتسل أوسرهودن | CHF 412.30 | +4.2 % | 23 | 1 |
| لوتسرن | CHF 414.30 | +2.7 % | 25 | 3 |
| زيورخ | CHF 427.80 | +7.3 % | 27 | 3 |
| تورغاو | CHF 429.70 | +7.3 % | 23 | 1 |
| غلاروس | CHF 433.20 | +9.3 % | 26 | 1 |
| شافهاوزن | CHF 433.80 | +5.7 % | 23 | 2 |
| برن | CHF 447.50 | +6.2 % | 26 | 3 |
| فريبورغ | CHF 450.00 | +6.2 % | 23 | 2 |
| آرغاو | CHF 453.80 | +7.3 % | 27 | 1 |
| زولوتورن | CHF 486.20 | +9.3 % | 25 | 1 |
| بازل الريفية | CHF 494.80 | +2.2 % | 23 | 2 |
| فو | CHF 537.30 | +7.1 % | 21 | 2 |
| تيتشينو | CHF 539.00 | +8.8 % | 21 | 2 |
| جورا | CHF 543.10 | +6.5 % | 21 | 1 |
| نوشاتيل | CHF 554.20 | +5.9 % | 21 | 1 |
| بازل المدينة | CHF 575.90 | +3.3 % | 23 | 1 |
| جنيف | CHF 604.30 | +3.4 % | 21 | 1 |
Two correct figures that do not say the same thing
The FOPH measures the average premium: +4.4 % for 2026. This site measures the cheapest premium in each canton: cantonal median +5.8 %. The gap is not an error — a cheap insurer arriving in a canton lowers the cheapest premium without anyone paying less. Both measures are shown side by side so you know which one you are reading.
المصادر
- OFSP — Approbation des primes 2027 (lettre aux cantons, 2 juin 2026)
- OFSP — Les primes 2026 augmentent de 4,4 % en moyenne (23 septembre 2025)
- Priminfo — année de prime actuelle et fichiers officiels
FOPH letter to the cantonal health departments of 2 June 2026 (ref. 721.1-1/43/14) and FOPH release of 23 September 2025 on the 2026 premiums. The premiums shown come from the official FOPH file. Checked on 25 August 2026.