Portugal: أقساط LAMal لسنة 2026 لمن يقيم هناك
Portugal — 13 صندوقًا تقبل مؤمَّنًا يقيم هناك، من CHF 248.40 إلى CHF 576.40 شهريًا، بتغطية واحدة يحددها القانون السويسري.
Between the cheapest and the dearest, the gap reaches CHF 3,936 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Helsana | CHF 248.40 | CHF 223.50 | CHF 57.20 | +CHF 223 |
| KPT | CHF 260.40 | CHF 240.90 | CHF 78.10 | +CHF 235 |
| Agrisano | CHF 270.80 | CHF 270.80 | CHF 95.00 | +CHF 170 |
| Assura-Basis | CHF 292.10 | CHF 292.10 | CHF 101.30 | +CHF 263 |
| Mutuel | CHF 299.40 | CHF 239.60 | CHF 114.80 | +CHF 270 |
| Vivao Sympany | CHF 299.50 | CHF 215.70 | CHF 149.80 | +CHF 270 |
| ÖKK | CHF 307.90 | CHF 307.90 | CHF 77.10 | +CHF 277 |
| Sanitas | CHF 325.90 | CHF 277.00 | CHF 97.80 | +CHF 289 |
| SWICA | CHF 347.80 | CHF 260.90 | CHF 83.60 | +CHF 313 |
| Aquilana | CHF 415.20 | CHF 307.30 | CHF 39.70 | +CHF 374 |
| CONCORDIA | CHF 421.60 | CHF 337.30 | CHF 105.50 | +CHF 271 |
| CSS | CHF 427.80 | CHF 320.90 | CHF 94.10 | +CHF 386 |
| Visana | CHF 576.40 | CHF 403.60 | CHF 161.60 | +CHF 346 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.