Hangi sigortacı primleri en çok artırdı
Hâlâ faal olan 30 sigortacı, aynı kapsamda karşılaştırıldı: medyan artış +47,6 %.
The market has halved
In 2015, 59 insurers offered basic cover. In 2026 there are 34. This is not an opinion about the market: it is the count from the official files, year by year.
The ranking, from greediest to most restrained
| Insurer | Rise | 2015 median | 2026 median | Price rank | Zones compared |
|---|---|---|---|---|---|
| Assura-Basis | +76,2 % | CHF 280,30 | CHF 493,85 | 14 / 30 | 42 |
| SLKK | +72,4 % | CHF 290,00 | CHF 499,90 | 23 / 30 | 34 |
| Steffisburg | +70,5 % | CHF 310,70 | CHF 529,60 | 28 / 30 | 10 |
| Mutuel | +65,8 % | CHF 317,95 | CHF 527,20 | 27 / 30 | 42 |
| Philos | +64,0 % | CHF 321,30 | CHF 526,80 | 26 / 30 | 42 |
| Sumiswalder | +63,2 % | CHF 296,70 | CHF 484,10 | 8 / 30 | 35 |
| KPT | +61,0 % | CHF 301,45 | CHF 485,30 | 10 / 30 | 42 |
| Galenos | +57,4 % | CHF 317,00 | CHF 498,95 | 19 / 30 | 42 |
| Avenir | +57,3 % | CHF 323,65 | CHF 509,00 | 24 / 30 | 42 |
| curaulta | +55,3 % | CHF 285,10 | CHF 442,80 | 1 / 30 | 3 |
| vita surselva | +53,2 % | CHF 363,43 | CHF 556,68 | 30 / 30 | 42 |
| Atupri | +49,5 % | CHF 324,65 | CHF 485,25 | 9 / 30 | 42 |
| rhenusana | +49,0 % | CHF 359,75 | CHF 536,20 | 29 / 30 | 42 |
| Luzerner Hinterland | +48,8 % | CHF 316,50 | CHF 471,03 | 3 / 30 | 16 |
| SWICA | +48,5 % | CHF 329,50 | CHF 489,25 | 12 / 30 | 42 |
| Wädenswil | +46,8 % | CHF 325,15 | CHF 477,35 | 4 / 30 | 6 |
| sodalis | +46,6 % | CHF 340,50 | CHF 499,20 | 20 / 30 | 5 |
| Einsiedler | +46,5 % | CHF 359,00 | CHF 525,95 | 25 / 30 | 15 |
| Helsana | +46,4 % | CHF 330,40 | CHF 483,60 | 7 / 30 | 42 |
| CONCORDIA | +44,9 % | CHF 332,35 | CHF 481,70 | 6 / 30 | 42 |
| ÖKK | +44,7 % | CHF 331,10 | CHF 479,10 | 5 / 30 | 42 |
| EGK | +43,0 % | CHF 349,65 | CHF 499,90 | 22 / 30 | 42 |
| Sanitas | +42,8 % | CHF 340,15 | CHF 485,73 | 11 / 30 | 42 |
| Visana | +42,7 % | CHF 346,60 | CHF 494,75 | 16 / 30 | 42 |
| sana24 | +42,7 % | CHF 349,30 | CHF 498,50 | 17 / 30 | 42 |
| CSS | +42,7 % | CHF 343,00 | CHF 489,45 | 13 / 30 | 42 |
| Agrisano | +42,4 % | CHF 323,65 | CHF 460,85 | 2 / 30 | 42 |
| Aquilana | +41,8 % | CHF 348,45 | CHF 493,95 | 15 / 30 | 42 |
| Vivao Sympany | +40,8 % | CHF 354,90 | CHF 499,60 | 21 / 30 | 42 |
| Glarner | +40,5 % | CHF 355,00 | CHF 498,60 | 18 / 30 | 5 |
Like-for-like footprint — and why that is essential
An insurer entering ten cantons sees its national average move without a single premium changing. The rise shown here therefore covers only the tariff zones where the insurer is present in 2015 AND in 2026. An insurer with fewer than three common zones does not appear: its median would mean nothing.
Raising little is not being cheap
The insurer that raised premiums most over twelve years still sits below the market median today — it started very low. Publishing the rise without the current price would be accurate and misleading. Both columns therefore sit side by side, and the price rank is today’s.
Sources
FOPH premium archives, one file per year from 2015 to 2026. The same profile throughout: adult, CHF 300 deductible, accident included, the insurer's cheapest model. This site publishes no customer reviews.