Spain: أقساط LAMal لسنة 2026 لمن يقيم هناك
Spain — 13 صندوقًا تقبل مؤمَّنًا يقيم هناك، من CHF 299.40 إلى CHF 529.50 شهريًا، بتغطية واحدة يحددها القانون السويسري.
Between the cheapest and the dearest, the gap reaches CHF 2,761 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Mutuel | CHF 299.40 | CHF 239.60 | CHF 114.80 | +CHF 270 |
| Assura-Basis | CHF 301.40 | CHF 301.40 | CHF 105.10 | +CHF 271 |
| KPT | CHF 325.50 | CHF 300.40 | CHF 97.70 | +CHF 294 |
| Helsana | CHF 330.20 | CHF 297.20 | CHF 75.90 | +CHF 298 |
| Agrisano | CHF 336.30 | CHF 336.30 | CHF 117.80 | +CHF 212 |
| ÖKK | CHF 387.90 | CHF 387.90 | CHF 97.00 | +CHF 349 |
| SWICA | CHF 391.70 | CHF 293.80 | CHF 94.10 | +CHF 353 |
| Vivao Sympany | CHF 419.50 | CHF 302.10 | CHF 209.80 | +CHF 378 |
| Visana | CHF 422.30 | CHF 295.70 | CHF 118.50 | +CHF 253 |
| CSS | CHF 427.80 | CHF 320.90 | CHF 94.10 | +CHF 386 |
| Aquilana | CHF 454.70 | CHF 336.50 | CHF 44.25 | +CHF 410 |
| Sanitas | CHF 465.50 | CHF 395.70 | CHF 139.70 | +CHF 414 |
| CONCORDIA | CHF 529.50 | CHF 423.70 | CHF 132.40 | +CHF 341 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.