Luxembourg: primat LAMal 2026 për ata që banojnë atje
Luxembourg — 12 kasa pranojnë një të siguruar që banon atje, nga CHF 299,40 deri CHF 579,40 në muaj, me mbulesë të njëjtë të caktuar nga ligji zviceran.
Between the cheapest and the dearest, the gap reaches CHF 3360 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| SWICA | CHF 353,40 | CHF 265,10 | CHF 84,90 | +CHF 318 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| KPT | CHF 427,80 | CHF 395,30 | CHF 128,30 | +CHF 386 |
| Assura-Basis | CHF 472,50 | CHF 472,50 | CHF 150,20 | +CHF 426 |
| CSS | CHF 492,90 | CHF 369,70 | CHF 108,40 | +CHF 445 |
| ÖKK | CHF 511,50 | CHF 511,50 | CHF 127,90 | +CHF 462 |
| Agrisano | CHF 513,00 | CHF 513,00 | CHF 179,60 | +CHF 324 |
| Sanitas | CHF 530,70 | CHF 451,10 | CHF 159,30 | +CHF 472 |
| Vivao Sympany | CHF 534,80 | CHF 385,10 | CHF 267,40 | +CHF 482 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Visana | CHF 579,40 | CHF 405,70 | CHF 162,50 | +CHF 348 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.