Norway: primat LAMal 2026 për ata që banojnë atje
Norway — 12 kasa pranojnë një të siguruar që banon atje, nga CHF 267,80 deri CHF 563,50 në muaj, me mbulesë të njëjtë të caktuar nga ligji zviceran.
Between the cheapest and the dearest, the gap reaches CHF 3548 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 267,80 | CHF 247,40 | CHF 80,00 | +CHF 242 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 334,80 | CHF 301,40 | CHF 77,10 | +CHF 302 |
| SWICA | CHF 372,00 | CHF 279,00 | CHF 89,30 | +CHF 335 |
| Assura-Basis | CHF 425,10 | CHF 425,10 | CHF 148,80 | +CHF 383 |
| CSS | CHF 446,40 | CHF 334,80 | CHF 98,20 | +CHF 403 |
| Agrisano | CHF 460,80 | CHF 460,80 | CHF 161,50 | +CHF 290 |
| Sanitas | CHF 465,50 | CHF 395,70 | CHF 139,70 | +CHF 414 |
| ÖKK | CHF 466,90 | CHF 466,90 | CHF 116,80 | +CHF 421 |
| Vivao Sympany | CHF 486,40 | CHF 350,30 | CHF 243,20 | +CHF 439 |
| Visana | CHF 497,50 | CHF 348,40 | CHF 139,60 | +CHF 299 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.