Spain: primat LAMal 2026 për ata që banojnë atje
Spain — 13 kasa pranojnë një të siguruar që banon atje, nga CHF 299,40 deri CHF 529,50 në muaj, me mbulesë të njëjtë të caktuar nga ligji zviceran.
Between the cheapest and the dearest, the gap reaches CHF 2761 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Assura-Basis | CHF 301,40 | CHF 301,40 | CHF 105,10 | +CHF 271 |
| KPT | CHF 325,50 | CHF 300,40 | CHF 97,70 | +CHF 294 |
| Helsana | CHF 330,20 | CHF 297,20 | CHF 75,90 | +CHF 298 |
| Agrisano | CHF 336,30 | CHF 336,30 | CHF 117,80 | +CHF 212 |
| ÖKK | CHF 387,90 | CHF 387,90 | CHF 97,00 | +CHF 349 |
| SWICA | CHF 391,70 | CHF 293,80 | CHF 94,10 | +CHF 353 |
| Vivao Sympany | CHF 419,50 | CHF 302,10 | CHF 209,80 | +CHF 378 |
| Visana | CHF 422,30 | CHF 295,70 | CHF 118,50 | +CHF 253 |
| CSS | CHF 427,80 | CHF 320,90 | CHF 94,10 | +CHF 386 |
| Aquilana | CHF 454,70 | CHF 336,50 | CHF 44,25 | +CHF 410 |
| Sanitas | CHF 465,50 | CHF 395,70 | CHF 139,70 | +CHF 414 |
| CONCORDIA | CHF 529,50 | CHF 423,70 | CHF 132,40 | +CHF 341 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.