Portugal: primat LAMal 2026 për ata që banojnë atje
Portugal — 13 kasa pranojnë një të siguruar që banon atje, nga CHF 248,40 deri CHF 576,40 në muaj, me mbulesë të njëjtë të caktuar nga ligji zviceran.
Between the cheapest and the dearest, the gap reaches CHF 3936 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Helsana | CHF 248,40 | CHF 223,50 | CHF 57,20 | +CHF 223 |
| KPT | CHF 260,40 | CHF 240,90 | CHF 78,10 | +CHF 235 |
| Agrisano | CHF 270,80 | CHF 270,80 | CHF 95,00 | +CHF 170 |
| Assura-Basis | CHF 292,10 | CHF 292,10 | CHF 101,30 | +CHF 263 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Vivao Sympany | CHF 299,50 | CHF 215,70 | CHF 149,80 | +CHF 270 |
| ÖKK | CHF 307,90 | CHF 307,90 | CHF 77,10 | +CHF 277 |
| Sanitas | CHF 325,90 | CHF 277,00 | CHF 97,80 | +CHF 289 |
| SWICA | CHF 347,80 | CHF 260,90 | CHF 83,60 | +CHF 313 |
| Aquilana | CHF 415,20 | CHF 307,30 | CHF 39,70 | +CHF 374 |
| CONCORDIA | CHF 421,60 | CHF 337,30 | CHF 105,50 | +CHF 271 |
| CSS | CHF 427,80 | CHF 320,90 | CHF 94,10 | +CHF 386 |
| Visana | CHF 576,40 | CHF 403,60 | CHF 161,60 | +CHF 346 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.