Malta: primas LAMal 2026 para quien reside allí
Malta — 12 cajas aceptan a un asegurado que reside allí, de CHF 141,40 a CHF 506,70 al mes, con una cobertura idéntica fijada por la ley suiza.
Between the cheapest and the dearest, the gap reaches CHF 4384 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Assura-Basis | CHF 141,40 | CHF 141,40 | CHF 49,50 | +CHF 127 |
| KPT | CHF 181,40 | CHF 167,40 | CHF 53,90 | +CHF 163 |
| Agrisano | CHF 193,80 | CHF 193,80 | CHF 67,50 | +CHF 122 |
| Helsana | CHF 210,20 | CHF 189,20 | CHF 48,30 | +CHF 190 |
| Vivao Sympany | CHF 227,90 | CHF 164,10 | CHF 114,00 | +CHF 205 |
| ÖKK | CHF 227,90 | CHF 227,90 | CHF 57,10 | +CHF 205 |
| CONCORDIA | CHF 239,20 | CHF 191,40 | CHF 59,80 | +CHF 154 |
| CSS | CHF 241,80 | CHF 181,40 | CHF 53,20 | +CHF 218 |
| Sanitas | CHF 251,40 | CHF 213,70 | CHF 75,50 | +CHF 223 |
| SWICA | CHF 270,00 | CHF 202,60 | CHF 64,90 | +CHF 244 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Visana | CHF 506,70 | CHF 354,80 | CHF 142,10 | +CHF 304 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.