Netherlands: primas LAMal 2026 para quien reside allí
Netherlands — 13 cajas aceptan a un asegurado que reside allí, de CHF 299,40 a CHF 864,00 al mes, con una cobertura idéntica fijada por la ley suiza.
Between the cheapest and the dearest, the gap reaches CHF 6775 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| SWICA | CHF 432,90 | CHF 324,70 | CHF 103,90 | +CHF 390 |
| Aquilana | CHF 449,10 | CHF 332,30 | CHF 43,60 | +CHF 404 |
| KPT | CHF 562,70 | CHF 519,90 | CHF 168,30 | +CHF 508 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Assura-Basis | CHF 575,70 | CHF 575,70 | CHF 175,80 | +CHF 520 |
| Sanitas | CHF 577,30 | CHF 490,70 | CHF 173,20 | +CHF 512 |
| Vivao Sympany | CHF 627,80 | CHF 452,00 | CHF 313,90 | +CHF 566 |
| ÖKK | CHF 645,50 | CHF 645,50 | CHF 161,40 | +CHF 582 |
| CSS | CHF 651,00 | CHF 488,30 | CHF 143,20 | +CHF 588 |
| Agrisano | CHF 685,90 | CHF 685,90 | CHF 240,40 | +CHF 433 |
| Visana | CHF 864,00 | CHF 605,00 | CHF 242,20 | +CHF 518 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.