Belgium: orada ikamet edenler için 2026 LAMal primleri
Belgium — 12 kasa orada ikamet eden bir sigortalıyı kabul ediyor, ayda CHF 239,90 ile CHF 644,20 arasında, İsviçre yasasının belirlediği aynı teminatla.
Between the cheapest and the dearest, the gap reaches CHF 4.852 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 239,90 | CHF 221,30 | CHF 71,60 | +CHF 217 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| SWICA | CHF 446,40 | CHF 334,80 | CHF 107,20 | +CHF 402 |
| Agrisano | CHF 503,50 | CHF 503,50 | CHF 176,70 | +CHF 318 |
| Assura-Basis | CHF 510,60 | CHF 510,60 | CHF 164,40 | +CHF 461 |
| CSS | CHF 530,10 | CHF 397,60 | CHF 116,60 | +CHF 479 |
| Sanitas | CHF 530,70 | CHF 451,10 | CHF 159,30 | +CHF 472 |
| ÖKK | CHF 547,80 | CHF 547,80 | CHF 137,00 | +CHF 494 |
| Vivao Sympany | CHF 561,80 | CHF 404,50 | CHF 280,90 | +CHF 506 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Visana | CHF 644,20 | CHF 451,10 | CHF 180,70 | +CHF 386 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.