Netherlands: orada ikamet edenler için 2026 LAMal primleri
Netherlands — 13 kasa orada ikamet eden bir sigortalıyı kabul ediyor, ayda CHF 299,40 ile CHF 864,00 arasında, İsviçre yasasının belirlediği aynı teminatla.
Between the cheapest and the dearest, the gap reaches CHF 6.775 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| SWICA | CHF 432,90 | CHF 324,70 | CHF 103,90 | +CHF 390 |
| Aquilana | CHF 449,10 | CHF 332,30 | CHF 43,60 | +CHF 404 |
| KPT | CHF 562,70 | CHF 519,90 | CHF 168,30 | +CHF 508 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Assura-Basis | CHF 575,70 | CHF 575,70 | CHF 175,80 | +CHF 520 |
| Sanitas | CHF 577,30 | CHF 490,70 | CHF 173,20 | +CHF 512 |
| Vivao Sympany | CHF 627,80 | CHF 452,00 | CHF 313,90 | +CHF 566 |
| ÖKK | CHF 645,50 | CHF 645,50 | CHF 161,40 | +CHF 582 |
| CSS | CHF 651,00 | CHF 488,30 | CHF 143,20 | +CHF 588 |
| Agrisano | CHF 685,90 | CHF 685,90 | CHF 240,40 | +CHF 433 |
| Visana | CHF 864,00 | CHF 605,00 | CHF 242,20 | +CHF 518 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.