United Kingdom: orada ikamet edenler için 2026 LAMal primleri
United Kingdom — 13 kasa orada ikamet eden bir sigortalıyı kabul ediyor, ayda CHF 265,10 ile CHF 681,50 arasında, İsviçre yasasının belirlediği aynı teminatla.
Between the cheapest and the dearest, the gap reaches CHF 4.997 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 265,10 | CHF 244,60 | CHF 79,10 | +CHF 239 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| Assura-Basis | CHF 398,10 | CHF 398,10 | CHF 119,40 | +CHF 359 |
| CSS | CHF 409,20 | CHF 306,90 | CHF 90,00 | +CHF 370 |
| SWICA | CHF 413,80 | CHF 310,40 | CHF 99,40 | +CHF 373 |
| Sanitas | CHF 474,90 | CHF 403,60 | CHF 142,50 | +CHF 421 |
| Aquilana | CHF 481,10 | CHF 356,10 | CHF 47,25 | +CHF 434 |
| Agrisano | CHF 502,60 | CHF 502,60 | CHF 175,80 | +CHF 317 |
| ÖKK | CHF 524,60 | CHF 524,60 | CHF 131,20 | +CHF 473 |
| Vivao Sympany | CHF 551,50 | CHF 397,20 | CHF 275,80 | +CHF 498 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Visana | CHF 681,50 | CHF 477,20 | CHF 191,20 | +CHF 409 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.