Czechia: prémios LAMal 2026 para quem aí reside
Czechia — 12 caixas aceitam um segurado que aí reside, de CHF 155,40 a CHF 422,30 por mês, com cobertura idêntica fixada pela lei suíça.
Between the cheapest and the dearest, the gap reaches CHF 3203 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| Assura-Basis | CHF 155,40 | CHF 155,40 | CHF 54,50 | +CHF 139 |
| CSS | CHF 158,10 | CHF 118,60 | CHF 34,80 | +CHF 143 |
| KPT | CHF 181,40 | CHF 167,40 | CHF 53,90 | +CHF 163 |
| Agrisano | CHF 202,40 | CHF 202,40 | CHF 71,30 | +CHF 127 |
| ÖKK | CHF 205,60 | CHF 205,60 | CHF 51,50 | +CHF 185 |
| Helsana | CHF 210,20 | CHF 189,20 | CHF 48,30 | +CHF 190 |
| Vivao Sympany | CHF 227,90 | CHF 164,10 | CHF 114,00 | +CHF 205 |
| SWICA | CHF 235,90 | CHF 176,90 | CHF 56,70 | +CHF 212 |
| CONCORDIA | CHF 239,20 | CHF 191,40 | CHF 59,80 | +CHF 154 |
| Sanitas | CHF 251,40 | CHF 213,70 | CHF 75,50 | +CHF 223 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Visana | CHF 422,30 | CHF 295,70 | CHF 118,50 | +CHF 253 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.