United Kingdom: prémios LAMal 2026 para quem aí reside
United Kingdom — 13 caixas aceitam um segurado que aí reside, de CHF 265,10 a CHF 681,50 por mês, com cobertura idêntica fixada pela lei suíça.
Between the cheapest and the dearest, the gap reaches CHF 4997 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 265,10 | CHF 244,60 | CHF 79,10 | +CHF 239 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 365,50 | CHF 329,00 | CHF 84,00 | +CHF 330 |
| Assura-Basis | CHF 398,10 | CHF 398,10 | CHF 119,40 | +CHF 359 |
| CSS | CHF 409,20 | CHF 306,90 | CHF 90,00 | +CHF 370 |
| SWICA | CHF 413,80 | CHF 310,40 | CHF 99,40 | +CHF 373 |
| Sanitas | CHF 474,90 | CHF 403,60 | CHF 142,50 | +CHF 421 |
| Aquilana | CHF 481,10 | CHF 356,10 | CHF 47,25 | +CHF 434 |
| Agrisano | CHF 502,60 | CHF 502,60 | CHF 175,80 | +CHF 317 |
| ÖKK | CHF 524,60 | CHF 524,60 | CHF 131,20 | +CHF 473 |
| Vivao Sympany | CHF 551,50 | CHF 397,20 | CHF 275,80 | +CHF 498 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
| Visana | CHF 681,50 | CHF 477,20 | CHF 191,20 | +CHF 409 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.