Denmark: prémios LAMal 2026 para quem aí reside
Denmark — 12 caixas aceitam um segurado que aí reside, de CHF 267,80 a CHF 563,50 por mês, com cobertura idêntica fixada pela lei suíça.
Between the cheapest and the dearest, the gap reaches CHF 3548 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 267,80 | CHF 247,40 | CHF 80,00 | +CHF 242 |
| Mutuel | CHF 299,40 | CHF 239,60 | CHF 114,80 | +CHF 270 |
| Helsana | CHF 334,80 | CHF 301,40 | CHF 77,10 | +CHF 302 |
| SWICA | CHF 353,40 | CHF 265,10 | CHF 84,90 | +CHF 318 |
| Assura-Basis | CHF 386,00 | CHF 386,00 | CHF 130,10 | +CHF 348 |
| Agrisano | CHF 439,90 | CHF 439,90 | CHF 153,90 | +CHF 277 |
| CSS | CHF 446,40 | CHF 334,80 | CHF 98,20 | +CHF 403 |
| Sanitas | CHF 465,50 | CHF 395,70 | CHF 139,70 | +CHF 414 |
| ÖKK | CHF 466,90 | CHF 466,90 | CHF 116,80 | +CHF 421 |
| Vivao Sympany | CHF 486,40 | CHF 350,30 | CHF 243,20 | +CHF 439 |
| Visana | CHF 497,50 | CHF 348,40 | CHF 139,60 | +CHF 299 |
| CONCORDIA | CHF 563,50 | CHF 450,80 | CHF 141,00 | +CHF 362 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.