What it costs, for someone like you
«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 6 situations, priced on official premiums.
Health insurance as a studentLittle income, few medical costs, and a premium that still weighs despite the young-adult rate. This is where a high deductible defends itself best.CHF 149.80 / month — Zug
Health insurance in your first jobFirst salary, first budget, and a premium that jumps at 26. That step can be prepared for.CHF 142.30 / month — Zug- Health insurance for a family of fourFour premiums, two adult deductibles, two children’s: this is where the gap between insurers runs into thousands of francs.CHF 701.60 / month — Zug
- Health insurance when self-employedNo employer, so no LAA and no daily allowance: the entire cover rests on your own decisions.CHF 207.40 / month — Zug
- Health insurance in retirementMedical costs rise, income falls, and the high deductible stops paying off. This is where comparing returns the most.CHF 670.20 / month — Zug
- Health insurance when arriving in SwitzerlandThree months to choose, retroactive effect to the day you arrived, and no insurer that may refuse you.CHF 335.10 / month — Zug
The amounts are the lowest premium found in the canton, across all models, for the composition above. A canton’s lowest premium sits in one specific premium region: your municipality may belong to another. The comparator gives the exact figure for your postcode. When a household has several insured people, each is placed with the insurer cheapest for them: the right-hand column may therefore name two, and nothing requires a family to choose the same insurer for everyone.