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Health insurance, city by city

The country’s 30 largest cities, ranked by the lowest premium available there. Each city leads to its full page, with every insurer and every model.

Between the cheapest city (Zug) and the dearest (Vernier), the gap reaches CHF 3'230 a year — for identical cover, imposed by the same law.

CityCantonPremium regionLowest premiumAverage premiumInsurer
ZugZugsingleCHF 335.10CHF 392.20Agrisano
Rapperswil-JonaSt. Gallen2CHF 419.60CHF 496.95Agrisano
FrauenfeldThurgausingleCHF 429.70CHF 502.37Agrisano
KreuzlingenThurgausingleCHF 429.70CHF 502.37Agrisano
LuzernLucerne1CHF 451.60CHF 518.88Atupri
ChurGrisons1CHF 453.60CHF 525.32Sanitas
AarauAargausingleCHF 453.80CHF 525.14Agrisano
UsterZurich2CHF 467.90CHF 534.40Agrisano
WinterthurZurich2CHF 467.90CHF 534.40Agrisano
DietikonZurich2CHF 467.90CHF 534.40Agrisano
St. GallenSt. Gallen1CHF 479.65CHF 530.89Sanitas
SchaffhausenSchaffhausen1CHF 480.30CHF 543.63ÖKK
SionValais1CHF 481.20CHF 536.60Atupri
SolothurnSolothurnsingleCHF 486.20CHF 551.51Agrisano
ThunBern2CHF 493.60CHF 556.49Visana
FribourgFribourg1CHF 501.10CHF 553.33Vivao Sympany
ZürichZurich1CHF 517.70CHF 591.97Atupri
Yverdon-les-BainsVaud2CHF 537.30CHF 600.41Assura-Basis
BernBern1CHF 540.10CHF 616.65Visana
KönizBern1CHF 540.10CHF 616.65Visana
Biel/BienneBern1CHF 540.10CHF 616.65Visana
La Chaux-de-FondsNeuchâtelsingleCHF 554.20CHF 644.53Visana
NeuchâtelNeuchâtelsingleCHF 554.20CHF 644.53Visana
LausanneVaud1CHF 570.10CHF 636.60Atupri
MontreuxVaud1CHF 570.10CHF 636.60Atupri
BaselBasel-StadtsingleCHF 575.90CHF 647.20CSS
BellinzonaTicino1CHF 583.90CHF 682.46Agrisano
LuganoTicino1CHF 583.90CHF 682.46Agrisano
GenèveGenevasingleCHF 604.30CHF 678.60Assura-Basis
VernierGenevasingleCHF 604.30CHF 678.60Assura-Basis

Profile: adult, CHF 300 deductible, accident cover included, lowest premium of the premium region the city belongs to, across all models. A large city may have several districts within the same premium region — the municipality is what counts, not the district.

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