Health insurance in Basel 2026
23 insurers offer basic cover in Basel (Basel-Stadt). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 575.90 per month
CSS — Gesundheitspraxisversicherung
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'806 per year.
23
active insurers
Single region
Insurers available in Basel
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | CSSCheapest | CHF 575.90 |
| 2 | Assura-Basis | CHF 576.10 |
| 3 | sana24 | CHF 581.10 |
| 4 | Helsana | CHF 581.40 |
| 5 | Vivao Sympany | CHF 589.00 |
| 6 | CONCORDIA | CHF 593.20 |
| 7 | Mutuel | CHF 593.60 |
| 8 | SWICA | CHF 593.90 |
| 9 | Sanitas | CHF 598.40 |
| 10 | Avenir | CHF 602.10 |
| 11 | SLKK | CHF 604.10 |
| 12 | Atupri | CHF 604.50 |
| 13 | KPT | CHF 607.10 |
| 14 | Agrisano | CHF 607.30 |
| 15 | ÖKK | CHF 610.80 |
| 16 | Visana | CHF 630.40 |
| 17 | Galenos | CHF 635.30 |
| 18 | EGK | CHF 649.00 |
| 19 | Philos | CHF 652.50 |
| 20 | Aquilana | CHF 675.90 |
| 21 | Sumiswalder | CHF 696.90 |
| 22 | rhenusana | CHF 745.00 |
| 23 | vita surselva | CHF 779.00 |
Where the municipality sits
Basel-Stadt has only one premium region: the lowest premium is the same across the canton, and Basel is no exception.
These amounts apply to all 3 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Basel
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 4001 Basel
- 4051 Basel
- 4052 Basel
- 4053 Basel
- 4054 Basel
- 4055 Basel
- 4056 Basel
- 4057 Basel
- 4058 Basel
- 4059 Basel
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +55.3 % over 11 years, or CHF 2'461 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 370.80 | — |
| 2016 | CHF 402.00 | +8.4 % |
| 2017 | CHF 433.30 | +7.8 % |
| 2018 | CHF 454.10 | +4.8 % |
| 2019 | CHF 470.20 | +3.5 % |
| 2020 | CHF 486.60 | +3.5 % |
| 2021 | CHF 486.30 | −0.1 % |
| 2022 | CHF 481.40 | −1.0 % |
| 2023 | CHF 501.60 | +4.2 % |
| 2024 | CHF 544.70 | +8.6 % |
| 2025 | CHF 557.50 | +2.3 % |
| 2026 | CHF 575.90 | +3.3 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The 10 postcodes of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
The municipalities of the Kt. Basel-Stadt district
They do not necessarily belong to the same premium region — check yours.
Single region — Basel-Stadt
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.