Health insurance Zug 2026
The official premiums for canton Zug: 27 active insurers, 11 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 335.10 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'412 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +25.1 % over 11 years, or CHF 808 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 267.80 | — |
| 2016 | CHF 274.70 | +2.6 % |
| 2017 | CHF 293.10 | +6.7 % |
| 2018 | CHF 310.40 | +5.9 % |
| 2019 | CHF 318.40 | +2.6 % |
| 2020 | CHF 324.20 | +1.8 % |
| 2021 | CHF 324.30 | +0.0 % |
| 2022 | CHF 325.40 | +0.3 % |
| 2023 | CHF 338.30 | +4.0 % |
| 2024 | CHF 360.50 | +6.6 % |
| 2025 | CHF 364.00 | +1.0 % |
| 2026 | CHF 335.10 | −7.9 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in Zug
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 335.10 |
| 2 | CONCORDIA | CHF 335.70 |
| 3 | Visana | CHF 340.70 |
| 4 | SLKK | CHF 343.20 |
| 5 | Vivao Sympany | CHF 345.00 |
| 6 | KPT | CHF 346.50 |
| 7 | Sanitas | CHF 354.20 |
| 8 | Avenir | CHF 360.40 |
| 9 | Galenos | CHF 360.70 |
| 10 | SWICA | CHF 361.60 |
| 11 | CSS | CHF 361.70 |
| 12 | Mutuel | CHF 364.00 |
| 13 | Helsana | CHF 365.50 |
| 14 | Atupri | CHF 367.40 |
| 15 | sana24 | CHF 370.30 |
| 16 | Aquilana | CHF 378.00 |
| 17 | ÖKK | CHF 379.40 |
| 18 | Assura-Basis | CHF 381.20 |
| 19 | Philos | CHF 385.70 |
| 20 | EGK | CHF 395.80 |
| 21 | Sumiswalder | CHF 408.10 |
| 22 | Steffisburg | CHF 423.00 |
| 23 | Luzerner Hinterland | CHF 424.10 |
| 24 | Wädenswil | CHF 444.50 |
| 25 | Einsiedler | CHF 486.00 |
| 26 | rhenusana | CHF 493.30 |
| 27 | vita surselva | CHF 520.00 |
Every municipality in Zug
11 municipalities, each with its official premiums.
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 3'720 per insured person per year in Zug.
The Swiss average is CHF 4'834.
Zug is the 25th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +18.8 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.