BASE
- Grundversicherung
CSS — health insurance 2026
CSS offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets CSS apart is its price and its models.
CSS Assurance-maladie SA · Official website
Models offered
DIV
- Callmed
HAM
- Gesundheitspraxisversicherung
- Hausarztversicherung Profit
- Multimed
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 0
- regions where it is the cheapest
- 11 / 25
- median rank among the region's insurers
- CHF 602.40
- what it costs above the cheapest, per year, at the median
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 123.60 to CHF 1'003.20 a year.
What CSS has done with its prices since 2015
On a like-for-like footprint, CSS's median premium went from CHF 343.00 in 2015 to CHF 489.45 in 2026 — +42.7 %.
That is less than the market median (+47.6 %): CSS rose more slowly than the average insurer.
Today CSS is the 13th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 487.00 |
| Appenzell Innerrhoden | 1 | CHF 369.80 |
| Appenzell Ausserrhoden | 1 | CHF 475.20 |
| Bern | 3 | CHF 497.00 |
| Basel-Landschaft | 2 | CHF 522.90 |
| Basel-Stadt | 1 | CHF 575.90 |
| Fribourg | 2 | CHF 479.40 |
| Geneva | 1 | CHF 609.30 |
| Glarus | 1 | CHF 501.10 |
| Grisons | 3 | CHF 427.60 |
| Jura | 1 | CHF 566.20 |
| Lucerne | 3 | CHF 438.60 |
| Neuchâtel | 1 | CHF 594.20 |
| Nidwalden | 1 | CHF 443.60 |
| Obwalden | 1 | CHF 434.00 |
| St. Gallen | 3 | CHF 444.40 |
| Schaffhausen | 2 | CHF 514.50 |
| Solothurn | 1 | CHF 516.30 |
| Schwyz | 1 | CHF 445.50 |
| Thurgau | 1 | CHF 459.90 |
| Ticino | 2 | CHF 609.80 |
| Uri | 1 | CHF 400.80 |
| Vaud | 2 | CHF 554.40 |
| Valais | 2 | CHF 447.20 |
| Zug | 1 | CHF 361.70 |
| Zurich | 3 | CHF 472.40 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.