Health insurance Nidwalden 2026
The official premiums for canton Nidwalden: 26 active insurers, 11 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 385.40 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'348 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +65.4 % over 11 years, or CHF 1'829 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 233.00 | — |
| 2016 | CHF 245.60 | +5.4 % |
| 2017 | CHF 273.10 | +11.2 % |
| 2018 | CHF 287.20 | +5.2 % |
| 2019 | CHF 298.50 | +3.9 % |
| 2020 | CHF 301.20 | +0.9 % |
| 2021 | CHF 310.80 | +3.2 % |
| 2022 | CHF 319.30 | +2.7 % |
| 2023 | CHF 336.20 | +5.3 % |
| 2024 | CHF 357.10 | +6.2 % |
| 2025 | CHF 368.00 | +3.1 % |
| 2026 | CHF 385.40 | +4.7 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in Nidwalden
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 385.40 |
| 2 | Vivao Sympany | CHF 410.70 |
| 3 | SWICA | CHF 413.40 |
| 4 | Sanitas | CHF 413.70 |
| 5 | Atupri | CHF 414.40 |
| 6 | Aquilana | CHF 416.10 |
| 7 | Visana | CHF 416.80 |
| 8 | EGK | CHF 419.60 |
| 9 | KPT | CHF 421.30 |
| 10 | CONCORDIA | CHF 426.40 |
| 11 | ÖKK | CHF 427.20 |
| 12 | Helsana | CHF 434.30 |
| 13 | Assura-Basis | CHF 437.90 |
| 14 | Philos | CHF 442.00 |
| 15 | Sumiswalder | CHF 442.40 |
| 16 | CSS | CHF 443.60 |
| 17 | Steffisburg | CHF 444.70 |
| 18 | Galenos | CHF 448.50 |
| 19 | sana24 | CHF 449.60 |
| 20 | Luzerner Hinterland | CHF 451.60 |
| 21 | Avenir | CHF 457.50 |
| 22 | SLKK | CHF 457.60 |
| 23 | rhenusana | CHF 457.70 |
| 24 | vita surselva | CHF 492.00 |
| 25 | Einsiedler | CHF 505.80 |
| 26 | Mutuel | CHF 511.40 |
Every municipality in Nidwalden
11 municipalities, each with its official premiums.
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 4'004 per insured person per year in Nidwalden.
The Swiss average is CHF 4'834.
Nidwalden is the 22th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +28.5 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.