Health insurance Obwalden 2026
The official premiums for canton Obwalden: 26 active insurers, 7 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 382.80 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'293 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +60.9 % over 11 years, or CHF 1'739 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 237.90 | — |
| 2016 | CHF 237.90 | 0.0 % |
| 2017 | CHF 284.70 | +19.7 % |
| 2018 | CHF 302.50 | +6.3 % |
| 2019 | CHF 316.30 | +4.6 % |
| 2020 | CHF 314.50 | −0.6 % |
| 2021 | CHF 294.00 | −6.5 % |
| 2022 | CHF 320.00 | +8.8 % |
| 2023 | CHF 320.00 | 0.0 % |
| 2024 | CHF 346.50 | +8.3 % |
| 2025 | CHF 356.90 | +3.0 % |
| 2026 | CHF 382.80 | +7.3 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in Obwalden
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 382.80 |
| 2 | Atupri | CHF 413.40 |
| 3 | CONCORDIA | CHF 414.90 |
| 4 | Sanitas | CHF 418.20 |
| 5 | SWICA | CHF 420.70 |
| 6 | Visana | CHF 421.20 |
| 7 | EGK | CHF 425.50 |
| 8 | ÖKK | CHF 427.20 |
| 9 | Helsana | CHF 429.20 |
| 10 | Vivao Sympany | CHF 431.70 |
| 11 | Aquilana | CHF 432.50 |
| 12 | CSS | CHF 434.00 |
| 13 | Sumiswalder | CHF 439.20 |
| 14 | Mutuel | CHF 442.10 |
| 15 | sana24 | CHF 444.70 |
| 16 | Galenos | CHF 445.40 |
| 17 | Philos | CHF 445.40 |
| 18 | Luzerner Hinterland | CHF 452.25 |
| 19 | KPT | CHF 459.70 |
| 20 | Steffisburg | CHF 462.00 |
| 21 | Assura-Basis | CHF 470.70 |
| 22 | rhenusana | CHF 482.00 |
| 23 | SLKK | CHF 487.30 |
| 24 | Einsiedler | CHF 503.20 |
| 25 | Avenir | CHF 505.10 |
| 26 | vita surselva | CHF 508.00 |
Every municipality in Obwalden
7 municipalities, each with its official premiums.
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 3'839 per insured person per year in Obwalden.
The Swiss average is CHF 4'834.
Obwalden is the 23th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +20.4 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.