BASE
- Grundversicherung
Helsana — health insurance 2026
Helsana offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Helsana apart is its price and its models.
Helsana Assurances SA · Official website
Models offered
DIV
- BeneFit PLUS Telmed
- Premed-24
HAM
- BeneFit PLUS Flexmed R1
- BeneFit PLUS Flexmed R3
- BeneFit PLUS Hausarzt R1
- BeneFit PLUS Hausarzt R2
- BeneFit PLUS Hausarzt R3
- BeneFit PLUS Hausarzt R4
Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 483.80 |
| Appenzell Innerrhoden | 1 | CHF 419.90 |
| Appenzell Ausserrhoden | 1 | CHF 468.30 |
| Bern | 3 | CHF 483.60 |
| Basel-Landschaft | 2 | CHF 531.20 |
| Basel-Stadt | 1 | CHF 581.40 |
| Fribourg | 2 | CHF 477.70 |
| Geneva | 1 | CHF 613.70 |
| Glarus | 1 | CHF 466.10 |
| Grisons | 3 | CHF 441.80 |
| Jura | 1 | CHF 578.80 |
| Lucerne | 3 | CHF 450.20 |
| Neuchâtel | 1 | CHF 568.40 |
| Nidwalden | 1 | CHF 434.30 |
| Obwalden | 1 | CHF 429.20 |
| St. Gallen | 3 | CHF 441.80 |
| Schaffhausen | 2 | CHF 486.30 |
| Solothurn | 1 | CHF 506.30 |
| Schwyz | 1 | CHF 462.40 |
| Thurgau | 1 | CHF 474.30 |
| Ticino | 2 | CHF 565.80 |
| Uri | 1 | CHF 431.80 |
| Vaud | 2 | CHF 560.10 |
| Valais | 2 | CHF 440.30 |
| Zug | 1 | CHF 365.50 |
| Zurich | 3 | CHF 464.80 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.