BASE
- Grundversicherung
Helsana — health insurance 2026
Helsana offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Helsana apart is its price and its models.
Helsana Assurances SA · Official website
Models offered
DIV
- BeneFit PLUS Telmed
- Premed-24
HAM
- BeneFit PLUS Flexmed R1
- BeneFit PLUS Flexmed R3
- BeneFit PLUS Hausarzt R1
- BeneFit PLUS Hausarzt R2
- BeneFit PLUS Hausarzt R3
- BeneFit PLUS Hausarzt R4
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 1
- regions where it is the cheapest
- 13 / 25
- median rank among the region's insurers
- CHF 681.00
- what it costs above the cheapest, per year, at the median
This insurer is the cheapest in 1 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 1'256.40 a year.
What Helsana has done with its prices since 2015
On a like-for-like footprint, Helsana's median premium went from CHF 330.40 in 2015 to CHF 483.60 in 2026 — +46.4 %.
That is less than the market median (+47.6 %): Helsana rose more slowly than the average insurer.
Today Helsana is the 7th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
33015
36616
36717
37318
38919
38920
38721
38622
41623
44524
46125
48426
Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 483.80 |
| Appenzell Innerrhoden | 1 | CHF 419.90 |
| Appenzell Ausserrhoden | 1 | CHF 468.30 |
| Bern | 3 | CHF 483.60 |
| Basel-Landschaft | 2 | CHF 531.20 |
| Basel-Stadt | 1 | CHF 581.40 |
| Fribourg | 2 | CHF 477.70 |
| Geneva | 1 | CHF 613.70 |
| Glarus | 1 | CHF 466.10 |
| Grisons | 3 | CHF 441.80 |
| Jura | 1 | CHF 578.80 |
| Lucerne | 3 | CHF 450.20 |
| Neuchâtel | 1 | CHF 568.40 |
| Nidwalden | 1 | CHF 434.30 |
| Obwalden | 1 | CHF 429.20 |
| St. Gallen | 3 | CHF 441.80 |
| Schaffhausen | 2 | CHF 486.30 |
| Solothurn | 1 | CHF 506.30 |
| Schwyz | 1 | CHF 462.40 |
| Thurgau | 1 | CHF 474.30 |
| Ticino | 2 | CHF 565.80 |
| Uri | 1 | CHF 431.80 |
| Vaud | 2 | CHF 560.10 |
| Valais | 2 | CHF 440.30 |
| Zug | 1 | CHF 365.50 |
| Zurich | 3 | CHF 464.80 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.