Health insurance Ticino 2026
The official premiums for canton Ticino: 21 active insurers, 100 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 539.00 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 3'450 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +93.7 % over 11 years, or CHF 3'130 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 278.20 | — |
| 2016 | CHF 331.80 | +19.3 % |
| 2017 | CHF 366.20 | +10.4 % |
| 2018 | CHF 382.50 | +4.5 % |
| 2019 | CHF 397.10 | +3.8 % |
| 2020 | CHF 405.80 | +2.2 % |
| 2021 | CHF 408.20 | +0.6 % |
| 2022 | CHF 411.60 | +0.8 % |
| 2023 | CHF 428.80 | +4.2 % |
| 2024 | CHF 463.20 | +8.0 % |
| 2025 | CHF 495.50 | +7.0 % |
| 2026 | CHF 539.00 | +8.8 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in TicinoRegion 1
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 583.90 |
| 2 | sana24 | CHF 593.80 |
| 3 | Aquilana | CHF 607.00 |
| 4 | KPT | CHF 613.30 |
| 5 | CONCORDIA | CHF 613.40 |
| 6 | Assura-Basis | CHF 617.80 |
| 7 | CSS | CHF 621.20 |
| 8 | Sanitas | CHF 624.80 |
| 9 | Helsana | CHF 629.10 |
| 10 | Galenos | CHF 630.00 |
| 11 | EGK | CHF 632.90 |
| 12 | ÖKK | CHF 637.80 |
| 13 | Atupri | CHF 640.90 |
| 14 | Vivao Sympany | CHF 659.50 |
| 15 | Philos | CHF 660.50 |
| 16 | SWICA | CHF 669.50 |
| 17 | Mutuel | CHF 683.60 |
| 18 | Visana | CHF 683.80 |
| 19 | Avenir | CHF 684.40 |
| 20 | vita surselva | CHF 717.00 |
| 21 | rhenusana | CHF 761.60 |
Insurers available in TicinoRegion 2
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 539.00 |
| 2 | sana24 | CHF 560.60 |
| 3 | Helsana | CHF 565.80 |
| 4 | KPT | CHF 565.90 |
| 5 | CONCORDIA | CHF 571.60 |
| 6 | ÖKK | CHF 574.20 |
| 7 | Atupri | CHF 576.70 |
| 8 | Assura-Basis | CHF 579.00 |
| 9 | Galenos | CHF 584.70 |
| 10 | EGK | CHF 584.90 |
| 11 | Sanitas | CHF 586.05 |
| 12 | Aquilana | CHF 589.30 |
| 13 | CSS | CHF 609.80 |
| 14 | Vivao Sympany | CHF 620.40 |
| 15 | Philos | CHF 620.90 |
| 16 | Avenir | CHF 629.70 |
| 17 | SWICA | CHF 645.80 |
| 18 | Mutuel | CHF 649.40 |
| 19 | Visana | CHF 677.00 |
| 20 | vita surselva | CHF 681.15 |
| 21 | rhenusana | CHF 700.70 |
Premium regions
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.
Every municipality in Ticino
100 municipalities, each with its official premiums.
- Acquarossa
- Agno
- Airolo
- Alto Malcantone
- Aranno
- Arbedo-Castione
- Arogno
- Ascona
- Avegno Gordevio
- Balerna
- Bedano
- Bedretto
- Bellinzona
- Biasca
- Bioggio
- Bissone
- Blenio
- Bosco/Gurin
- Breggia
- Brione sopra Minusio
- Brissago
- Brusino Arsizio
- Cademario
- Cadempino
- Cadenazzo
- Campo (Vallemaggia)
- Canobbio
- Capriasca
- Caslano
- Castel San Pietro
- Centovalli
- Cerentino
- Cevio
- Chiasso
- Coldrerio
- Collina d'Oro
- Comano
- Cugnasco-Gerra
- Cureglia
- Dalpe
- Faido
- Gambarogno
- Giornico
- Gordola
- Grancia
- Gravesano
- Isone
- Lamone
- Lavertezzo
- Lavizzara
- Lema
- Linescio
- Locarno
- Losone
- Lugano
- Lumino
- Maggia
- Magliaso
- Manno
- Massagno
- Melide
- Mendrisio
- Mergoscia
- Mezzovico-Vira
- Minusio
- Monteceneri
- Morbio Inferiore
- Morcote
- Muralto
- Muzzano
- Neggio
- Novazzano
- Onsernone
- Origlio
- Orselina
- Paradiso
- Personico
- Pollegio
- Ponte Capriasca
- Porza
- Pura
- Quinto
- Riva San Vitale
- Riviera
- Ronco sopra Ascona
- Sant'Antonino
- Savosa
- Serravalle
- Sorengo
- Stabio
- Tenero-Contra
- Terre di Pedemonte
- Torricella-Taverne
- Tresa
- Vacallo
- Val Mara
- Vernate
- Verzasca
- Vezia
- Vico Morcote
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 5'886 per insured person per year in Ticino.
The Swiss average is CHF 4'834.
Ticino is the 1th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +40.7 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.