BASE
- Grundversicherung
SWICA — health insurance 2026
SWICA offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets SWICA apart is its price and its models.
SWICA Assurance-maladie SA · Official website
Models offered
DIV
- FAVORIT TELMED
HAM
- FAVORIT CASA
- FAVORIT MEDICA
- FAVORIT MEDPHARM
- FAVORIT MULTICHOICE
HMO
- FAVORIT BESTCARE
- FAVORIT SANTE
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 0
- regions where it is the cheapest
- 14 / 25
- median rank among the region's insurers
- CHF 607.20
- what it costs above the cheapest, per year, at the median
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 346.80 to CHF 2'046.00 a year.
What SWICA has done with its prices since 2015
On a like-for-like footprint, SWICA's median premium went from CHF 329.50 in 2015 to CHF 489.25 in 2026 — +48.5 %.
That is more than the market median (+47.6 %): SWICA rose faster than the average insurer.
Today SWICA is the 12th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 503.80 |
| Appenzell Innerrhoden | 1 | CHF 387.20 |
| Appenzell Ausserrhoden | 1 | CHF 454.60 |
| Bern | 3 | CHF 485.90 |
| Basel-Landschaft | 2 | CHF 538.30 |
| Basel-Stadt | 1 | CHF 593.90 |
| Fribourg | 2 | CHF 480.90 |
| Geneva | 1 | CHF 632.10 |
| Glarus | 1 | CHF 447.10 |
| Grisons | 3 | CHF 450.00 |
| Jura | 1 | CHF 615.60 |
| Lucerne | 3 | CHF 437.40 |
| Neuchâtel | 1 | CHF 562.20 |
| Nidwalden | 1 | CHF 413.40 |
| Obwalden | 1 | CHF 420.70 |
| St. Gallen | 3 | CHF 431.30 |
| Schaffhausen | 2 | CHF 470.30 |
| Solothurn | 1 | CHF 538.60 |
| Schwyz | 1 | CHF 486.00 |
| Thurgau | 1 | CHF 468.80 |
| Ticino | 2 | CHF 645.80 |
| Uri | 1 | CHF 411.90 |
| Vaud | 2 | CHF 558.80 |
| Valais | 2 | CHF 448.40 |
| Zug | 1 | CHF 361.60 |
| Zurich | 3 | CHF 463.40 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.