Health insurance Geneva 2026
The official premiums for canton Geneva: 21 active insurers, 45 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 604.30 per month
Assura-Basis — PharMed
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 3'714 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +68.8 % over 11 years, or CHF 2'957 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 357.90 | — |
| 2016 | CHF 398.40 | +11.3 % |
| 2017 | CHF 413.50 | +3.8 % |
| 2018 | CHF 443.20 | +7.2 % |
| 2019 | CHF 461.50 | +4.1 % |
| 2020 | CHF 471.40 | +2.1 % |
| 2021 | CHF 471.40 | 0.0 % |
| 2022 | CHF 471.40 | 0.0 % |
| 2023 | CHF 489.60 | +3.9 % |
| 2024 | CHF 544.80 | +11.3 % |
| 2025 | CHF 584.40 | +7.3 % |
| 2026 | CHF 604.30 | +3.4 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in Geneva
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | Assura-BasisCheapest | CHF 604.30 |
| 2 | CSS | CHF 609.30 |
| 3 | Sanitas | CHF 609.30 |
| 4 | Atupri | CHF 609.70 |
| 5 | Helsana | CHF 613.70 |
| 6 | Vivao Sympany | CHF 616.00 |
| 7 | Mutuel | CHF 624.40 |
| 8 | KPT | CHF 626.60 |
| 9 | SWICA | CHF 632.10 |
| 10 | CONCORDIA | CHF 632.30 |
| 11 | sana24 | CHF 633.20 |
| 12 | Avenir | CHF 633.60 |
| 13 | EGK | CHF 641.10 |
| 14 | Galenos | CHF 655.00 |
| 15 | ÖKK | CHF 656.80 |
| 16 | Aquilana | CHF 665.90 |
| 17 | Philos | CHF 669.10 |
| 18 | Visana | CHF 688.40 |
| 19 | vita surselva | CHF 836.00 |
| 20 | rhenusana | CHF 880.40 |
| 21 | Agrisano | CHF 913.80 |
Every municipality in Geneva
45 municipalities, each with its official premiums.
- Aire-la-Ville
- Anières
- Avully
- Avusy
- Bardonnex
- Bellevue
- Bernex
- Carouge (GE)
- Cartigny
- Chancy
- Choulex
- Chêne-Bougeries
- Chêne-Bourg
- Collex-Bossy
- Collonge-Bellerive
- Cologny
- Confignon
- Corsier (GE)
- Céligny
- Dardagny
- Genthod
- Genève
- Gy
- Hermance
- Jussy
- Laconnex
- Lancy
- Le Grand-Saconnex
- Meinier
- Meyrin
- Onex
- Perly-Certoux
- Plan-les-Ouates
- Pregny-Chambésy
- Presinge
- Puplinge
- Russin
- Satigny
- Soral
- Thônex
- Troinex
- Vandoeuvres
- Vernier
- Versoix
- Veyrier
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 5'802 per insured person per year in Geneva.
The Swiss average is CHF 4'834.
Geneva is the 2th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +27.7 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.