Health insurance Bern 2026

The official premiums for canton Bern: 26 active insurers, 334 municipalities. Pick your municipality to see your exact prices.

The lowest premium

CHF 447.50 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 3'737 per year.

active insurers

Compare my exact premiums

Insurers available in BernRegion 1

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	VisanaCheapest	CHF 540.10
2	Vivao Sympany	CHF 545.90
3	Atupri	CHF 548.90
4	Helsana	CHF 548.90
5	Sanitas	CHF 552.30
6	sana24	CHF 571.80
7	CSS	CHF 577.10
8	KPT	CHF 578.10
9	Steffisburg	CHF 581.10
10	SWICA	CHF 582.70
11	ÖKK	CHF 585.20
12	Sumiswalder	CHF 586.50
13	Assura-Basis	CHF 589.50
14	CONCORDIA	CHF 590.80
15	sodalis	CHF 598.20
16	Mutuel	CHF 601.20
17	EGK	CHF 603.40
18	Avenir	CHF 606.70
19	SLKK	CHF 607.70
20	Philos	CHF 609.30
21	Agrisano	CHF 611.30
22	Aquilana	CHF 612.70
23	Galenos	CHF 630.20
24	Luzerner Hinterland	CHF 634.95
25	vita surselva	CHF 646.00
26	rhenusana	CHF 698.20

Insurers available in BernRegion 2

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	VisanaCheapest	CHF 493.60
2	Agrisano	CHF 497.10
3	ÖKK	CHF 503.40
4	Helsana	CHF 508.30
5	Assura-Basis	CHF 509.90
6	EGK	CHF 511.70
7	SWICA	CHF 512.40
8	CSS	CHF 513.80
9	SLKK	CHF 516.60
10	Atupri	CHF 517.60
11	KPT	CHF 520.10
12	Sumiswalder	CHF 520.90
13	Vivao Sympany	CHF 525.10
14	CONCORDIA	CHF 529.60
15	Steffisburg	CHF 530.40
16	sodalis	CHF 531.00
17	Aquilana	CHF 535.50
18	Luzerner Hinterland	CHF 541.75
19	sana24	CHF 541.80
20	Sanitas	CHF 545.30
21	Avenir	CHF 546.00
22	Galenos	CHF 546.70
23	Mutuel	CHF 553.10
24	Philos	CHF 554.50
25	rhenusana	CHF 607.40
26	vita surselva	CHF 624.15

Insurers available in BernRegion 3

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	AgrisanoCheapest	CHF 447.50
2	Visana	CHF 465.50
3	ÖKK	CHF 477.00
4	Sumiswalder	CHF 481.30
5	Helsana	CHF 483.60
6	SWICA	CHF 485.90
7	sana24	CHF 487.80
8	KPT	CHF 488.10
9	Aquilana	CHF 491.00
10	EGK	CHF 491.10
11	Sanitas	CHF 495.45
12	CONCORDIA	CHF 495.60
13	Luzerner Hinterland	CHF 496.85
14	CSS	CHF 497.00
15	sodalis	CHF 498.00
16	SLKK	CHF 498.30
17	Assura-Basis	CHF 502.30
18	Steffisburg	CHF 506.60
19	Galenos	CHF 507.20
20	Avenir	CHF 509.60
21	Atupri	CHF 510.70
22	Vivao Sympany	CHF 513.10
23	Mutuel	CHF 529.00
24	Philos	CHF 536.20
25	vita surselva	CHF 563.35
26	rhenusana	CHF 583.10

Premium regions

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

Every municipality in Bern

334 municipalities, each with its official premiums.

Health insurance Bern 2026

Insurers available in BernRegion 1

Insurers available in BernRegion 2

Insurers available in BernRegion 3

Premium regions

Every municipality in Bern

The other cantons