BASE
- Grundversicherung
CONCORDIA — health insurance 2026
CONCORDIA offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets CONCORDIA apart is its price and its models.
CONCORDIA Assurance suisse de maladie et accidents SA · Official website
Models offered
DIV
- smartDoc
HAM
- MyDoc
HMO
- HMO
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 1
- regions where it is the cheapest
- 10 / 25
- median rank among the region's insurers
- CHF 544.80
- what it costs above the cheapest, per year, at the median
This insurer is the cheapest in 1 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 868.80 a year.
What CONCORDIA has done with its prices since 2015
On a like-for-like footprint, CONCORDIA's median premium went from CHF 332.35 in 2015 to CHF 481.70 in 2026 — +44.9 %.
That is less than the market median (+47.6 %): CONCORDIA rose more slowly than the average insurer.
Today CONCORDIA is the 6th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 480.70 |
| Appenzell Innerrhoden | 1 | CHF 378.00 |
| Appenzell Ausserrhoden | 1 | CHF 456.20 |
| Bern | 3 | CHF 495.60 |
| Basel-Landschaft | 2 | CHF 555.30 |
| Basel-Stadt | 1 | CHF 593.20 |
| Fribourg | 2 | CHF 482.70 |
| Geneva | 1 | CHF 632.30 |
| Glarus | 1 | CHF 452.40 |
| Grisons | 3 | CHF 426.20 |
| Jura | 1 | CHF 594.00 |
| Lucerne | 3 | CHF 435.20 |
| Neuchâtel | 1 | CHF 608.90 |
| Nidwalden | 1 | CHF 426.40 |
| Obwalden | 1 | CHF 414.90 |
| St. Gallen | 3 | CHF 441.10 |
| Schaffhausen | 2 | CHF 469.60 |
| Solothurn | 1 | CHF 507.10 |
| Schwyz | 1 | CHF 435.80 |
| Thurgau | 1 | CHF 458.90 |
| Ticino | 2 | CHF 571.60 |
| Uri | 1 | CHF 421.50 |
| Vaud | 2 | CHF 566.50 |
| Valais | 2 | CHF 450.70 |
| Zug | 1 | CHF 335.70 |
| Zurich | 3 | CHF 461.20 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.