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Health insurance Lucerne 2026

The official premiums for canton Lucerne: 25 active insurers, 79 municipalities. Pick your municipality to see your exact prices.

The lowest premium

CHF 414.30 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'716 per year.

25

active insurers

Compare my exact premiums

Insurers available in LucerneRegion 1

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AtupriCheapestCHF 451.60
2SanitasCHF 461.60
3Vivao SympanyCHF 465.50
4HelsanaCHF 472.00
5Luzerner HinterlandCHF 472.40
6CSSCHF 473.80
7AvenirCHF 475.40
8CONCORDIACHF 476.00
9Assura-BasisCHF 478.80
10ÖKKCHF 481.40
11sana24CHF 484.50
12EGKCHF 491.60
13GalenosCHF 495.30
14AgrisanoCHF 496.20
15SWICACHF 496.70
16KPTCHF 498.70
17AquilanaCHF 500.60
18SumiswalderCHF 504.50
19SLKKCHF 508.90
20PhilosCHF 510.70
21VisanaCHF 529.70
22vita surselvaCHF 543.40
23rhenusanaCHF 547.90
24MutuelCHF 560.60
25EinsiedlerCHF 575.25

Insurers available in LucerneRegion 2

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 425.70
2Luzerner HinterlandCHF 440.45
3CSSCHF 441.70
4SanitasCHF 443.60
5sana24CHF 445.10
6Vivao SympanyCHF 445.50
7KPTCHF 446.90
8CONCORDIACHF 447.40
9EGKCHF 451.20
10AtupriCHF 455.70
11AvenirCHF 456.40
12Assura-BasisCHF 456.60
13SLKKCHF 458.00
14ÖKKCHF 458.50
15HelsanaCHF 458.60
16GalenosCHF 464.50
17SumiswalderCHF 464.60
18AquilanaCHF 468.20
19SWICACHF 476.60
20PhilosCHF 485.20
21VisanaCHF 485.30
22rhenusanaCHF 498.60
23vita surselvaCHF 505.40
24EinsiedlerCHF 512.75
25MutuelCHF 526.90

Insurers available in LucerneRegion 3

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 414.30
2Luzerner HinterlandCHF 425.65
3SanitasCHF 429.50
4KPTCHF 430.10
5Vivao SympanyCHF 431.20
6sana24CHF 432.00
7CONCORDIACHF 435.20
8SWICACHF 437.40
9CSSCHF 438.60
10AtupriCHF 440.20
11Assura-BasisCHF 440.20
12SLKKCHF 442.70
13EGKCHF 445.80
14ÖKKCHF 446.20
15GalenosCHF 446.30
16AvenirCHF 446.90
17SumiswalderCHF 449.70
18HelsanaCHF 450.20
19AquilanaCHF 451.00
20PhilosCHF 467.30
21rhenusanaCHF 476.10
22VisanaCHF 485.30
23vita surselvaCHF 486.40
24EinsiedlerCHF 512.75
25MutuelCHF 521.30

Premium regions

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

Every municipality in Lucerne

79 municipalities, each with its official premiums.

The other cantons