The 122 named models of Swiss health insurers

Basic insurance is not sold under the name "basic insurance": it is sold under a product name. The FOPH lists 122 of them across 33 insurers, and publishes their price in 3939 product-region pairs for 2026. Here is what each costs, and where it is actually available.

• 53

  Family doctor

  You pick a family doctor and always go to them first.

• 49

  Telemedicine and others

  You call a medical service before any consultation, or follow another pathway set by the insurer.

• 20

  Group practice (HMO)

  You go to a designated group practice, which coordinates your care.

4 of these models do not cover their whole premium region, only a list of municipalities.

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.