BASE
- Grundversicherung
Mutuel — health insurance 2026
Mutuel offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Mutuel apart is its price and its models.
Mutuel Assurance Maladie SA · Part of the Groupe Mutuel group. · Official website
Models offered
DIV
- PrimaFlex
- SanaTel
HAM
- PrimaCare
HMO
- OptiMed
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 0
- regions where it is the cheapest
- 19 / 25
- median rank among the region's insurers
- CHF 873.60
- what it costs above the cheapest, per year, at the median
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 246.00 to CHF 1'862.40 a year.
What Mutuel has done with its prices since 2015
On a like-for-like footprint, Mutuel's median premium went from CHF 317.95 in 2015 to CHF 527.20 in 2026 — +65.8 %.
That is more than the market median (+47.6 %): Mutuel rose faster than the average insurer.
Today Mutuel is the 27th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 500.20 |
| Appenzell Innerrhoden | 1 | CHF 422.20 |
| Appenzell Ausserrhoden | 1 | CHF 558.50 |
| Bern | 3 | CHF 529.00 |
| Basel-Landschaft | 2 | CHF 538.00 |
| Basel-Stadt | 1 | CHF 593.60 |
| Fribourg | 2 | CHF 512.30 |
| Geneva | 1 | CHF 624.40 |
| Glarus | 1 | CHF 476.50 |
| Grisons | 3 | CHF 455.60 |
| Jura | 1 | CHF 591.80 |
| Lucerne | 3 | CHF 521.30 |
| Neuchâtel | 1 | CHF 624.00 |
| Nidwalden | 1 | CHF 511.40 |
| Obwalden | 1 | CHF 442.10 |
| St. Gallen | 3 | CHF 464.30 |
| Schaffhausen | 2 | CHF 527.50 |
| Solothurn | 1 | CHF 509.40 |
| Schwyz | 1 | CHF 453.00 |
| Thurgau | 1 | CHF 488.50 |
| Ticino | 2 | CHF 649.40 |
| Uri | 1 | CHF 482.30 |
| Vaud | 2 | CHF 580.50 |
| Valais | 2 | CHF 478.10 |
| Zug | 1 | CHF 364.00 |
| Zurich | 3 | CHF 492.60 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.