Sophie’s guides
What you need to understand before choosing, explained once and properly. Each guide fits on one page and cites its sources.
CHF 300 or CHF 2,500 deductible?The exact break-even, on your own premiums.Read the guide →- Family doctor, HMO or telemedicine?The real constraint behind each premium cut.Read the guide →
Cancelling your health insurer30 November — and what “arrived” means.Read the guide →
Premium subsidiesThe lever most eligible people never use.Read the guide →
Understanding LAMalWhy benefits are identical everywhere.Read the guide →
Supplementary insurance (VVG)Basic and supplementary do not follow the same rules.Read the guide →- Pillar 3a taxation 2026The three tax moments: pay in, hold, take out.Read the guide →
Our status and your rightsWho does what — and what the law guarantees you.Read the guide →