Health insurance Fribourg 2026
The official premiums for canton Fribourg: 23 active insurers, 121 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 450.00 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'672 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +62.2 % over 11 years, or CHF 2'070 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 277.50 | — |
| 2016 | CHF 294.20 | +6.0 % |
| 2017 | CHF 315.20 | +7.1 % |
| 2018 | CHF 334.00 | +6.0 % |
| 2019 | CHF 346.50 | +3.7 % |
| 2020 | CHF 351.50 | +1.4 % |
| 2021 | CHF 357.60 | +1.7 % |
| 2022 | CHF 362.80 | +1.5 % |
| 2023 | CHF 381.70 | +5.2 % |
| 2024 | CHF 399.70 | +4.7 % |
| 2025 | CHF 423.60 | +6.0 % |
| 2026 | CHF 450.00 | +6.2 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in FribourgRegion 1
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | Vivao SympanyCheapest | CHF 501.10 |
| 2 | Helsana | CHF 501.90 |
| 3 | Sanitas | CHF 503.75 |
| 4 | Atupri | CHF 506.50 |
| 5 | Visana | CHF 508.60 |
| 6 | SWICA | CHF 513.10 |
| 7 | CONCORDIA | CHF 513.60 |
| 8 | Aquilana | CHF 514.90 |
| 9 | Avenir | CHF 515.90 |
| 10 | KPT | CHF 516.60 |
| 11 | SLKK | CHF 516.60 |
| 12 | ÖKK | CHF 520.20 |
| 13 | Assura-Basis | CHF 521.90 |
| 14 | CSS | CHF 522.00 |
| 15 | Agrisano | CHF 523.90 |
| 16 | Galenos | CHF 532.70 |
| 17 | EGK | CHF 540.30 |
| 18 | Mutuel | CHF 542.10 |
| 19 | Philos | CHF 547.60 |
| 20 | Sumiswalder | CHF 550.80 |
| 21 | sana24 | CHF 556.10 |
| 22 | vita surselva | CHF 620.00 |
| 23 | rhenusana | CHF 672.70 |
Insurers available in FribourgRegion 2
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 450.00 |
| 2 | Aquilana | CHF 463.30 |
| 3 | SLKK | CHF 464.90 |
| 4 | Visana | CHF 465.20 |
| 5 | KPT | CHF 471.00 |
| 6 | Atupri | CHF 474.10 |
| 7 | Helsana | CHF 477.70 |
| 8 | ÖKK | CHF 477.90 |
| 9 | EGK | CHF 478.10 |
| 10 | CSS | CHF 479.40 |
| 11 | Galenos | CHF 479.50 |
| 12 | Avenir | CHF 479.80 |
| 13 | SWICA | CHF 480.90 |
| 14 | Vivao Sympany | CHF 481.20 |
| 15 | CONCORDIA | CHF 482.70 |
| 16 | Assura-Basis | CHF 492.40 |
| 17 | Sanitas | CHF 501.10 |
| 18 | Sumiswalder | CHF 503.90 |
| 19 | sana24 | CHF 505.40 |
| 20 | Philos | CHF 509.30 |
| 21 | Mutuel | CHF 512.30 |
| 22 | vita surselva | CHF 589.00 |
| 23 | rhenusana | CHF 617.50 |
Premium regions
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.
Every municipality in Fribourg
121 municipalities, each with its official premiums.
- Attalens
- Autigny
- Avry
- Bas-Intyamon
- Belfaux
- Belmont-Broye
- Billens-Hennens
- Bois-d'Amont
- Bossonnens
- Botterens
- Broc
- Brünisried
- Bulle
- Bösingen
- Cheyres-Châbles
- Châtel-Saint-Denis
- Châtel-sur-Montsalvens
- Châtillon (FR)
- Châtonnaye
- Chénens
- Corbières
- Corminboeuf
- Cottens (FR)
- Courgevaux
- Courtepin
- Cressier (FR)
- Crésuz
- Cugy (FR)
- Delley-Portalban
- Düdingen
- Echarlens
- Estavayer
- Ferpicloz
- Fribourg
- Fräschels
- Fétigny
- Gibloux
- Giffers
- Givisiez
- Gletterens
- Grandvillard
- Granges (Veveyse)
- Granges-Paccot
- Grangettes
- Greng
- Grolley-Ponthaux
- Gruyères
- Gurmels
- Haut-Intyamon
- Hauterive (FR)
- Hauteville
- Heitenried
- Jaun
- Kerzers
- Kleinbösingen
- La Brillaz
- La Roche
- La Sonnaz
- La Verrerie
- Le Châtelard
- Le Flon
- Le Mouret
- Le Pâquier (FR)
- Les Montets
- Lully (FR)
- Marly
- Marsens
- Massonnens
- Matran
- Meyriez
- Misery-Courtion
- Mont-Vully
- Montagny (FR)
- Morlon
- Muntelier
- Murten
- Ménières
- Mézières (FR)
- Neyruz (FR)
- Nuvilly
- Pierrafortscha
- Plaffeien
- Plasselb
- Pont-en-Ogoz
- Pont-la-Ville
- Prez
- Prévondavaux
- Rechthalten
- Remaufens
- Riaz
- Ried bei Kerzers
- Romont (FR)
- Rue
- Saint-Aubin (FR)
- Saint-Martin (FR)
- Schmitten (FR)
- Semsales
- Siviriez
- Sorens
- St. Silvester
- St. Ursen
- Surpierre
- Sâles
- Sévaz
- Tafers
- Tentlingen
- Torny
- Treyvaux
- Ueberstorf
- Ulmiz
- Ursy
- Val-de-Charmey
- Vallon
- Vaulruz
- Villars-sur-Glâne
- Villarsel-sur-Marly
- Villaz
- Villorsonnens
- Vuadens
- Vuisternens-devant-Romont
- Wünnewil-Flamatt
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 4'541 per insured person per year in Fribourg.
The Swiss average is CHF 4'834.
Fribourg is the 14th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +31.2 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.