Health insurance Basel-Stadt 2026
The official premiums for canton Basel-Stadt: 23 active insurers, 3 municipalities. Pick your municipality to see your exact prices.
The lowest premium
CHF 575.90 per month
CSS — Gesundheitspraxisversicherung
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'806 per year.
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +55.3 % over 11 years, or CHF 2'461 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 370.80 | — |
| 2016 | CHF 402.00 | +8.4 % |
| 2017 | CHF 433.30 | +7.8 % |
| 2018 | CHF 454.10 | +4.8 % |
| 2019 | CHF 470.20 | +3.5 % |
| 2020 | CHF 486.60 | +3.5 % |
| 2021 | CHF 486.30 | −0.1 % |
| 2022 | CHF 481.40 | −1.0 % |
| 2023 | CHF 501.60 | +4.2 % |
| 2024 | CHF 544.70 | +8.6 % |
| 2025 | CHF 557.50 | +2.3 % |
| 2026 | CHF 575.90 | +3.3 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
Insurers available in Basel-Stadt
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | CSSCheapest | CHF 575.90 |
| 2 | Assura-Basis | CHF 576.10 |
| 3 | sana24 | CHF 581.10 |
| 4 | Helsana | CHF 581.40 |
| 5 | Vivao Sympany | CHF 589.00 |
| 6 | CONCORDIA | CHF 593.20 |
| 7 | Mutuel | CHF 593.60 |
| 8 | SWICA | CHF 593.90 |
| 9 | Sanitas | CHF 598.40 |
| 10 | Avenir | CHF 602.10 |
| 11 | SLKK | CHF 604.10 |
| 12 | Atupri | CHF 604.50 |
| 13 | KPT | CHF 607.10 |
| 14 | Agrisano | CHF 607.30 |
| 15 | ÖKK | CHF 610.80 |
| 16 | Visana | CHF 630.40 |
| 17 | Galenos | CHF 635.30 |
| 18 | EGK | CHF 649.00 |
| 19 | Philos | CHF 652.50 |
| 20 | Aquilana | CHF 675.90 |
| 21 | Sumiswalder | CHF 696.90 |
| 22 | rhenusana | CHF 745.00 |
| 23 | vita surselva | CHF 779.00 |
Every municipality in Basel-Stadt
3 municipalities, each with its official premiums.
The other cantons
Why the premium is what it is here
Care reimbursed by basic insurance costs CHF 5'648 per insured person per year in Basel-Stadt.
The Swiss average is CHF 4'834.
Basel-Stadt is the 3th most expensive canton for healthcare costs out of 26. The premium follows from that: no insurer can durably charge less than it reimburses.
These costs have changed by +20.5 % since 2016 in this canton, against +28.4 % for the Swiss average.
Across the 26 cantons, the cost of care explains 88.5 % of the premium gap. In other words: much of the difference with the neighbouring canton cannot be recovered by switching insurer.
Gross benefits per insured person, twelve-month rolling average. Source: FOPH cost monitoring (MOKKE).
The other years
The archive goes back to 2015, year by year.