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ÖKK — health insurance 2026

ÖKK offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets ÖKK apart is its price and its models.

ÖKK Kranken- und Unfallversicherungen AG · Official website

Models offered

BASE

  • Grundversicherung

DIV

  • Select
  • Telemedizin

HAM

  • Hausarzt

HMO

  • Gesundheitszentrum

Where this insurer sits on price

We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.

42
premium regions where it operates, out of 42
2
regions where it is the cheapest
4 / 25
median rank among the region's insurers
CHF 279.60
what it costs above the cheapest, per year, at the median

This insurer is the cheapest in 2 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 752.40 a year.

What ÖKK has done with its prices since 2015

On a like-for-like footprint, ÖKK's median premium went from CHF 331.10 in 2015 to CHF 479.10 in 2026 — +44.7 %.

That is less than the market median (+47.6 %): ÖKK rose more slowly than the average insurer.

Today ÖKK is the 5th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.

331
15
348
16
365
17
385
18
392
19
397
20
400
21
393
22
417
23
455
24
466
25
479
26

See the ranking of increases

Cantons covered

CantonRegionsLowest premium
Aargau1CHF 500.30
Appenzell Innerrhoden1CHF 367.20
Appenzell Ausserrhoden1CHF 436.80
Bern3CHF 477.00
Basel-Landschaft2CHF 520.70
Basel-Stadt1CHF 610.80
Fribourg2CHF 477.90
Geneva1CHF 656.80
Glarus1CHF 477.00
Grisons3CHF 425.70
Jura1CHF 601.30
Lucerne3CHF 446.20
Neuchâtel1CHF 607.50
Nidwalden1CHF 427.20
Obwalden1CHF 427.20
St. Gallen3CHF 447.10
Schaffhausen2CHF 448.10
Solothurn1CHF 514.20
Schwyz1CHF 441.80
Thurgau1CHF 464.70
Ticino2CHF 574.20
Uri1CHF 413.30
Vaud2CHF 567.00
Valais2CHF 432.00
Zug1CHF 379.40
Zurich3CHF 453.10

Adult, CHF 300 deductible, accident cover included.

We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.