BASE
- Grundversicherung

ÖKK offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets ÖKK apart is its price and its models.
ÖKK Kranken- und Unfallversicherungen AG · Official website
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
This insurer is the cheapest in 2 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 752.40 a year.
On a like-for-like footprint, ÖKK's median premium went from CHF 331.10 in 2015 to CHF 479.10 in 2026 — +44.7 %.
That is less than the market median (+47.6 %): ÖKK rose more slowly than the average insurer.
Today ÖKK is the 5th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 500.30 |
| Appenzell Innerrhoden | 1 | CHF 367.20 |
| Appenzell Ausserrhoden | 1 | CHF 436.80 |
| Bern | 3 | CHF 477.00 |
| Basel-Landschaft | 2 | CHF 520.70 |
| Basel-Stadt | 1 | CHF 610.80 |
| Fribourg | 2 | CHF 477.90 |
| Geneva | 1 | CHF 656.80 |
| Glarus | 1 | CHF 477.00 |
| Grisons | 3 | CHF 425.70 |
| Jura | 1 | CHF 601.30 |
| Lucerne | 3 | CHF 446.20 |
| Neuchâtel | 1 | CHF 607.50 |
| Nidwalden | 1 | CHF 427.20 |
| Obwalden | 1 | CHF 427.20 |
| St. Gallen | 3 | CHF 447.10 |
| Schaffhausen | 2 | CHF 448.10 |
| Solothurn | 1 | CHF 514.20 |
| Schwyz | 1 | CHF 441.80 |
| Thurgau | 1 | CHF 464.70 |
| Ticino | 2 | CHF 574.20 |
| Uri | 1 | CHF 413.30 |
| Vaud | 2 | CHF 567.00 |
| Valais | 2 | CHF 432.00 |
| Zug | 1 | CHF 379.40 |
| Zurich | 3 | CHF 453.10 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.