BASE
- Grundversicherung

KPT offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets KPT apart is its price and its models.
KPT Caisse-maladie SA · Official website
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 156.00 to CHF 1'411.20 a year.
On a like-for-like footprint, KPT's median premium went from CHF 301.45 in 2015 to CHF 485.30 in 2026 — +61.0 %.
That is more than the market median (+47.6 %): KPT rose faster than the average insurer.
Today KPT is the 10th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 488.40 |
| Appenzell Innerrhoden | 1 | CHF 364.90 |
| Appenzell Ausserrhoden | 1 | CHF 444.00 |
| Bern | 3 | CHF 488.10 |
| Basel-Landschaft | 2 | CHF 531.30 |
| Basel-Stadt | 1 | CHF 607.10 |
| Fribourg | 2 | CHF 471.00 |
| Geneva | 1 | CHF 626.60 |
| Glarus | 1 | CHF 447.40 |
| Grisons | 3 | CHF 447.90 |
| Jura | 1 | CHF 583.30 |
| Lucerne | 3 | CHF 430.10 |
| Neuchâtel | 1 | CHF 644.50 |
| Nidwalden | 1 | CHF 421.30 |
| Obwalden | 1 | CHF 459.70 |
| St. Gallen | 3 | CHF 431.80 |
| Schaffhausen | 2 | CHF 469.00 |
| Solothurn | 1 | CHF 525.60 |
| Schwyz | 1 | CHF 468.60 |
| Thurgau | 1 | CHF 467.40 |
| Ticino | 2 | CHF 565.90 |
| Uri | 1 | CHF 418.90 |
| Vaud | 2 | CHF 562.50 |
| Valais | 2 | CHF 443.80 |
| Zug | 1 | CHF 346.50 |
| Zurich | 3 | CHF 476.80 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.