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KPT — health insurance 2026

KPT offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets KPT apart is its price and its models.

KPT Caisse-maladie SA · Official website

Models offered

BASE

  • Grundversicherung

DIV

  • KPTwin.easy
  • KPTwin.smart

HAM

  • KPTwin.doc
  • KPTwin.win

HMO

  • KPTwin.plus

Where this insurer sits on price

We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.

42
premium regions where it operates, out of 42
0
regions where it is the cheapest
14 / 25
median rank among the region's insurers
CHF 637.20
what it costs above the cheapest, per year, at the median

This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 156.00 to CHF 1'411.20 a year.

What KPT has done with its prices since 2015

On a like-for-like footprint, KPT's median premium went from CHF 301.45 in 2015 to CHF 485.30 in 2026 — +61.0 %.

That is more than the market median (+47.6 %): KPT rose faster than the average insurer.

Today KPT is the 10th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.

301
15
324
16
365
17
368
18
380
19
395
20
395
21
383
22
396
23
441
24
470
25
485
26

See the ranking of increases

Cantons covered

CantonRegionsLowest premium
Aargau1CHF 488.40
Appenzell Innerrhoden1CHF 364.90
Appenzell Ausserrhoden1CHF 444.00
Bern3CHF 488.10
Basel-Landschaft2CHF 531.30
Basel-Stadt1CHF 607.10
Fribourg2CHF 471.00
Geneva1CHF 626.60
Glarus1CHF 447.40
Grisons3CHF 447.90
Jura1CHF 583.30
Lucerne3CHF 430.10
Neuchâtel1CHF 644.50
Nidwalden1CHF 421.30
Obwalden1CHF 459.70
St. Gallen3CHF 431.80
Schaffhausen2CHF 469.00
Solothurn1CHF 525.60
Schwyz1CHF 468.60
Thurgau1CHF 467.40
Ticino2CHF 565.90
Uri1CHF 418.90
Vaud2CHF 562.50
Valais2CHF 443.80
Zug1CHF 346.50
Zurich3CHF 476.80

Adult, CHF 300 deductible, accident cover included.

We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.