BASE
- Grundversicherung
KPT — health insurance 2026
KPT offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets KPT apart is its price and its models.
KPT Caisse-maladie SA · Official website
Models offered
DIV
- KPTwin.easy
- KPTwin.smart
HAM
- KPTwin.doc
- KPTwin.win
HMO
- KPTwin.plus
Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 488.40 |
| Appenzell Innerrhoden | 1 | CHF 364.90 |
| Appenzell Ausserrhoden | 1 | CHF 444.00 |
| Bern | 3 | CHF 488.10 |
| Basel-Landschaft | 2 | CHF 531.30 |
| Basel-Stadt | 1 | CHF 607.10 |
| Fribourg | 2 | CHF 471.00 |
| Geneva | 1 | CHF 626.60 |
| Glarus | 1 | CHF 447.40 |
| Grisons | 3 | CHF 447.90 |
| Jura | 1 | CHF 583.30 |
| Lucerne | 3 | CHF 430.10 |
| Neuchâtel | 1 | CHF 644.50 |
| Nidwalden | 1 | CHF 421.30 |
| Obwalden | 1 | CHF 459.70 |
| St. Gallen | 3 | CHF 431.80 |
| Schaffhausen | 2 | CHF 469.00 |
| Solothurn | 1 | CHF 525.60 |
| Schwyz | 1 | CHF 468.60 |
| Thurgau | 1 | CHF 467.40 |
| Ticino | 2 | CHF 565.90 |
| Uri | 1 | CHF 418.90 |
| Vaud | 2 | CHF 562.50 |
| Valais | 2 | CHF 443.80 |
| Zug | 1 | CHF 346.50 |
| Zurich | 3 | CHF 476.80 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.