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Sanitas — health insurance 2026

Sanitas offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Sanitas apart is its price and its models.

Sanitas Grundversicherungen AG · Official website

Models offered

BASE

  • Grundversicherung

DIV

  • TelMed (CallMed)
  • TelMed (Compact One)

HAM

  • Hausarztmodell 1
  • Hausarztmodell 2
  • Hausarztmodell 3
  • Hausarztmodell 4

HMO

  • MultiAccess

Where this insurer sits on price

We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.

42
premium regions where it operates, out of 42
0
regions where it is the cheapest
6 / 25
median rank among the region's insurers
CHF 435.60
what it costs above the cheapest, per year, at the median

This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 24.00 to CHF 1'141.20 a year.

What Sanitas has done with its prices since 2015

On a like-for-like footprint, Sanitas's median premium went from CHF 340.15 in 2015 to CHF 485.73 in 2026 — +42.8 %.

That is less than the market median (+47.6 %): Sanitas rose more slowly than the average insurer.

Today Sanitas is the 11th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.

340
15
365
16
387
17
397
18
401
19
387
20
397
21
402
22
416
23
443
24
465
25
486
26

See the ranking of increases

Cantons covered

CantonRegionsLowest premium
Aargau1CHF 478.75
Appenzell Innerrhoden1CHF 378.30
Appenzell Ausserrhoden1CHF 448.65
Bern3CHF 495.45
Basel-Landschaft2CHF 556.30
Basel-Stadt1CHF 598.40
Fribourg2CHF 501.10
Geneva1CHF 609.30
Glarus1CHF 455.60
Grisons3CHF 434.75
Jura1CHF 570.45
Lucerne3CHF 429.50
Neuchâtel1CHF 576.60
Nidwalden1CHF 413.70
Obwalden1CHF 418.20
St. Gallen3CHF 445.80
Schaffhausen2CHF 484.35
Solothurn1CHF 518.15
Schwyz1CHF 456.75
Thurgau1CHF 463.20
Ticino2CHF 586.05
Uri1CHF 404.10
Vaud2CHF 561.60
Valais2CHF 487.10
Zug1CHF 354.20
Zurich3CHF 451.40

Adult, CHF 300 deductible, accident cover included.

We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.