BASE
- Grundversicherung

Sanitas offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Sanitas apart is its price and its models.
Sanitas Grundversicherungen AG · Official website
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 24.00 to CHF 1'141.20 a year.
On a like-for-like footprint, Sanitas's median premium went from CHF 340.15 in 2015 to CHF 485.73 in 2026 — +42.8 %.
That is less than the market median (+47.6 %): Sanitas rose more slowly than the average insurer.
Today Sanitas is the 11th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 478.75 |
| Appenzell Innerrhoden | 1 | CHF 378.30 |
| Appenzell Ausserrhoden | 1 | CHF 448.65 |
| Bern | 3 | CHF 495.45 |
| Basel-Landschaft | 2 | CHF 556.30 |
| Basel-Stadt | 1 | CHF 598.40 |
| Fribourg | 2 | CHF 501.10 |
| Geneva | 1 | CHF 609.30 |
| Glarus | 1 | CHF 455.60 |
| Grisons | 3 | CHF 434.75 |
| Jura | 1 | CHF 570.45 |
| Lucerne | 3 | CHF 429.50 |
| Neuchâtel | 1 | CHF 576.60 |
| Nidwalden | 1 | CHF 413.70 |
| Obwalden | 1 | CHF 418.20 |
| St. Gallen | 3 | CHF 445.80 |
| Schaffhausen | 2 | CHF 484.35 |
| Solothurn | 1 | CHF 518.15 |
| Schwyz | 1 | CHF 456.75 |
| Thurgau | 1 | CHF 463.20 |
| Ticino | 2 | CHF 586.05 |
| Uri | 1 | CHF 404.10 |
| Vaud | 2 | CHF 561.60 |
| Valais | 2 | CHF 487.10 |
| Zug | 1 | CHF 354.20 |
| Zurich | 3 | CHF 451.40 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.