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Health insurance in Biel/Bienne 2026

26 insurers offer basic cover in Biel/Bienne (Bern). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 540.10 per month

Visana — VIVA – Gesundheitsplan

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'626 per year.

26

active insurers

Region 1

Compare my exact premiums

Insurers available in Biel/Bienne

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1VisanaCheapestCHF 540.10
2Vivao SympanyCHF 545.90
3AtupriCHF 548.90
4HelsanaCHF 548.90
5SanitasCHF 552.30
6sana24CHF 571.80
7CSSCHF 577.10
8KPTCHF 578.10
9SteffisburgCHF 581.10
10SWICACHF 582.70
11ÖKKCHF 585.20
12SumiswalderCHF 586.50
13Assura-BasisCHF 589.50
14CONCORDIACHF 590.80
15sodalisCHF 598.20
16MutuelCHF 601.20
17EGKCHF 603.40
18AvenirCHF 606.70
19SLKKCHF 607.70
20PhilosCHF 609.30
21AgrisanoCHF 611.30
22AquilanaCHF 612.70
23GalenosCHF 630.20
24Luzerner HinterlandCHF 634.95
25vita surselvaCHF 646.00
26rhenusanaCHF 698.20

Where the municipality sits

Biel/Bienne sits in the most expensive of Bern’s 3 premium regions. The table below shows what the others cost.

These amounts apply to all 15 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Biel/Bienne

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 2502 Biel/Bienne
  • 2503 Biel/Bienne
  • 2504 Biel/Bienne
  • 2505 Biel/Bienne
  • 2532 Magglingen/Macolin

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +52.6 % over 11 years, or CHF 2'233 more per year.

YearLowest premiumChange
2015CHF 354.00—
2016CHF 366.40+3.5 %
2017CHF 390.70+6.6 %
2018CHF 401.60+2.8 %
2019CHF 437.20+8.9 %
2020CHF 443.70+1.5 %
2021CHF 437.60−1.4 %
2022CHF 441.00+0.8 %
2023CHF 462.40+4.9 %
2024CHF 504.10+9.0 %
2025CHF 519.80+3.1 %
2026CHF 540.10+3.9 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 5 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

2502 Biel/Bienne2503 Biel/Bienne2504 Biel/Bienne2505 Biel/Bienne2532 Magglingen/Macolin

Elsewhere in Bern

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 1 (here)CHF 540.10—Biel/Bienne
Region 3CHF 447.50CHF 1'111 lessAarwangen, Adelboden, Aeschi bei Spiez
Region 2CHF 493.60CHF 558 lessAarberg, Aefligen, Aegerten

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Biel/Bienne district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Biel/Bienne (here)Region 1CHF 540.10—
AegertenRegion 2CHF 493.60CHF 558 less
BellmundRegion 2CHF 493.60CHF 558 less
BrüggRegion 2CHF 493.60CHF 558 less
EvilardRegion 1CHF 540.10same zone
IpsachRegion 2CHF 493.60CHF 558 less
Lengnau (BE)Region 2CHF 493.60CHF 558 less
LigerzRegion 2CHF 493.60CHF 558 less
MeinisbergRegion 2CHF 493.60CHF 558 less
MörigenRegion 2CHF 493.60CHF 558 less
NidauRegion 2CHF 493.60CHF 558 less
OrpundRegion 2CHF 493.60CHF 558 less
PieterlenRegion 2CHF 493.60CHF 558 less
PortRegion 2CHF 493.60CHF 558 less
SafnernRegion 2CHF 493.60CHF 558 less
ScheurenRegion 2CHF 493.60CHF 558 less
SchwadernauRegion 2CHF 493.60CHF 558 less
Sutz-LattrigenRegion 2CHF 493.60CHF 558 less
Twann-TüscherzRegion 2CHF 493.60CHF 558 less

Region 1 — Bern

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Bern →

district Biel/Bienne →