BASE
- Grundversicherung
EGK — health insurance 2026
EGK offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets EGK apart is its price and its models.
EGK Grundversicherungen AG · Official website
Models offered
DIV
- EGK-TelCare
HAM
- EGK-Care
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 0
- regions where it is the cheapest
- 13 / 25
- median rank among the region's insurers
- CHF 624.00
- what it costs above the cheapest, per year, at the median
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 270.00 to CHF 1'478.40 a year.
What EGK has done with its prices since 2015
On a like-for-like footprint, EGK's median premium went from CHF 349.65 in 2015 to CHF 499.90 in 2026 — +43.0 %.
That is less than the market median (+47.6 %): EGK rose more slowly than the average insurer.
Today EGK is the 22th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 481.70 |
| Appenzell Innerrhoden | 1 | CHF 426.30 |
| Appenzell Ausserrhoden | 1 | CHF 447.90 |
| Bern | 3 | CHF 491.10 |
| Basel-Landschaft | 2 | CHF 548.10 |
| Basel-Stadt | 1 | CHF 649.00 |
| Fribourg | 2 | CHF 478.10 |
| Geneva | 1 | CHF 641.10 |
| Glarus | 1 | CHF 482.30 |
| Grisons | 3 | CHF 467.90 |
| Jura | 1 | CHF 655.90 |
| Lucerne | 3 | CHF 445.80 |
| Neuchâtel | 1 | CHF 623.00 |
| Nidwalden | 1 | CHF 419.60 |
| Obwalden | 1 | CHF 425.50 |
| St. Gallen | 3 | CHF 454.50 |
| Schaffhausen | 2 | CHF 486.80 |
| Solothurn | 1 | CHF 516.60 |
| Schwyz | 1 | CHF 448.60 |
| Thurgau | 1 | CHF 468.00 |
| Ticino | 2 | CHF 584.90 |
| Uri | 1 | CHF 425.20 |
| Vaud | 2 | CHF 554.30 |
| Valais | 2 | CHF 472.60 |
| Zug | 1 | CHF 395.80 |
| Zurich | 3 | CHF 466.50 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.