The district of Luzern-Land
The district of Luzern-Land has 16 municipalities in the canton of Lucerne. The lowest premium there is CHF 414.30 a month in 2026, for an adult with a CHF 300 deductible and accident cover.
Your neighbours do not pay the same
The district of Luzern-Land straddles 3 premium regions. Two neighbouring municipalities in the same district can therefore be CHF 447.60 apart per year — for exactly the same cover. This is not a mistake: the premium follows the tariff region, not the district.
The district’s premium regions
The 16 municipalities of the district
Region 3 · CHF 414.30
Region 2 · CHF 425.70
Other districts in the canton of Lucerne
Source: Federal Office of Public Health (FOPH) for premiums, Federal Statistical Office (FSO) for districts.