Household contents insurance
In one sentence
Insurance of your movable property against fire, water, theft and glass breakage.
What it changes for you
The trap is called under-insurance. If the sum insured is below the real value of your contents, compensation is reduced proportionally, even on a small claim: insured at 60 % of value, a CHF 5,000 loss is paid at only CHF 3,000. The sum should be reassessed after every major purchase, not just when moving — that is exactly what our inventory tool is for.