Vested benefits
In one sentence
Your second-pillar assets when they leave a pension fund without immediately joining another.
What it changes for you
Moving abroad, unemployment, a sabbatical, self-employment: in all these cases the assets must go to a vested-benefits account or policy. That is where forgotten assets arise — the Second Pillar Central Office lists thousands. A free search there is the first move for anyone who has changed employer several times.