Other model with a CHF 300 deductible in Region 2 of canton Basel-Landschaft

21 insurers offer a Other model with a CHF 300 deductible in Region 2. The lowest premium is CHF 494.80 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 575.30, this combination saves CHF 966.00 a year.

Where the saving comes from

The model contributes about CHF 966.00 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

21 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Agrisano	AGRIsmart	CHF 494.80	View
2	ÖKK	Select	CHF 526.50	View
3	KPT	KPTwin.smart	CHF 531.30	View
4	Visana	Combi Care	CHF 534.00	View
5	Mutuel	SanaTel	CHF 538.00	View
6	Helsana	BeneFit PLUS Telmed	CHF 543.70	View
7	Atupri	SmartCare	CHF 546.40	View
8	EGK	EGK-TelCare	CHF 548.10	View
9	Galenos	Combi Care	CHF 551.20	View
10	CONCORDIA	smartDoc	CHF 555.30	View
11	CSS	Callmed	CHF 558.90	View
12	Sumiswalder	Telmed	CHF 562.40	View
13	SWICA	FAVORIT TELMED	CHF 568.10	View
14	Aquilana	SMARTMED	CHF 571.60	View
15	Sanitas	TelMed (Compact One)	CHF 575.50	View
16	Avenir	PrimaFlex	CHF 580.70	View
17	rhenusana	sanmed24	CHF 584.00	View
18	Philos	PrimaFlex	CHF 594.00	View
19	Vivao Sympany	FlexHelp 24	CHF 594.30	View
20	sana24	Combi Care	CHF 609.90	View
21	SLKK	SLKK-SmartMed	CHF 622.40	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.