Assura-Basis or Atupri in Region 1 of canton Lucerne?
In Region 1, Atupri is CHF 326.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 451.60 a month, Assura-Basis to CHF 478.80. The gap is CHF 326.40 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Assura-Basis ranks 9 and Atupri ranks 1, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 553.50 | CHF 525.10 | + 28.40 |
| 500 | CHF 541.90 | CHF 513.50 | + 28.40 |
| 1'000 | CHF 512.70 | CHF 484.30 | + 28.40 |
| 1'500 | CHF 483.50 | CHF 455.10 | + 28.40 |
| 2'000 | CHF 454.40 | CHF 426.00 | + 28.40 |
| 2'500 | CHF 425.20 | CHF 396.80 | + 28.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Atupri |
|---|---|---|
| Family doctor | CHF 478.80 | CHF 477.80 |
| Free choice of doctor | CHF 553.50 | CHF 525.10 |
| HMO practice | — | CHF 451.60 |
| Other model | — | CHF 467.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 2.5 % and Atupri by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.