Assura-Basis or ÖKK in Region 1 of canton Valais?
In Region 1, ÖKK is CHF 73.20 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 499.50 a month, Assura-Basis to CHF 505.60. The gap is CHF 73.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to ÖKK is worth CHF 219.60 more a year. Atupri
Where they stand in the region
Assura-Basis ranks 15 and ÖKK ranks 9, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 574.50 | CHF 555.00 | + 19.50 |
| 500 | CHF 562.90 | CHF 543.40 | + 19.50 |
| 1'000 | CHF 533.70 | CHF 514.20 | + 19.50 |
| 1'500 | CHF 504.50 | CHF 485.00 | + 19.50 |
| 2'000 | CHF 475.40 | CHF 455.90 | + 19.50 |
| 2'500 | CHF 446.20 | CHF 426.70 | + 19.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | ÖKK |
|---|---|---|
| Other model | CHF 505.60 | CHF 499.50 |
| Family doctor | CHF 505.60 | CHF 499.50 |
| Free choice of doctor | CHF 574.50 | CHF 555.00 |
| HMO practice | — | CHF 527.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.