Assura-Basis or ÖKK in Region 2 of canton Valais?
In Region 2, ÖKK is CHF 186.00 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 432.00 a month, Assura-Basis to CHF 447.50. The gap is CHF 186.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to ÖKK is worth CHF 308.40 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 12 and ÖKK ranks 6, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 505.60 | CHF 480.00 | + 25.60 |
| 500 | CHF 494.00 | CHF 468.40 | + 25.60 |
| 1'000 | CHF 464.80 | CHF 439.20 | + 25.60 |
| 1'500 | CHF 435.60 | CHF 410.00 | + 25.60 |
| 2'000 | CHF 406.50 | CHF 380.90 | + 25.60 |
| 2'500 | CHF 377.30 | CHF 351.70 | + 25.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | ÖKK |
|---|---|---|
| Family doctor | CHF 447.50 | CHF 432.00 |
| Other model | CHF 450.00 | CHF 432.00 |
| Free choice of doctor | CHF 505.60 | CHF 480.00 |
| HMO practice | — | CHF 456.00 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and ÖKK by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.