Assura-Basis or ÖKK in Region 2 of canton Zurich?
In Region 2, ÖKK is CHF 26.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 496.70 a month, Assura-Basis to CHF 498.90. The gap is CHF 26.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to ÖKK is worth CHF 345.60 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 13 and ÖKK ranks 11, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 566.90 | CHF 558.00 | + 8.90 |
| 500 | CHF 555.30 | CHF 546.40 | + 8.90 |
| 1'000 | CHF 526.10 | CHF 517.20 | + 8.90 |
| 1'500 | CHF 496.90 | CHF 488.00 | + 8.90 |
| 2'000 | CHF 467.80 | CHF 458.90 | + 8.90 |
| 2'500 | CHF 438.60 | CHF 429.70 | + 8.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | ÖKK |
|---|---|---|
| Family doctor | CHF 498.90 | CHF 502.20 |
| Free choice of doctor | CHF 566.90 | CHF 558.00 |
| HMO practice | — | CHF 496.70 |
| Other model | — | CHF 510.60 |
How they moved in this region
Against 2025, Assura-Basis moves by + 2.4 % and ÖKK by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.