Atupri or EGK in Region 1 of canton Lucerne?

In Region 1, Atupri is CHF 480.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 451.60 a month, EGK to CHF 491.60. The gap is CHF 480.00 a year, 300-franc deductible, accident cover included.

Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.

Atupri ranks 1 and EGK ranks 12, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	EGK	Gap
300	CHF 525.10	CHF 560.80	− 35.70
500	CHF 513.50	CHF 549.20	− 35.70
1'000	CHF 484.30	CHF 520.00	− 35.70
1'500	CHF 455.10	CHF 490.80	− 35.70
2'000	CHF 426.00	CHF 461.70	− 35.70
2'500	CHF 396.80	CHF 432.50	− 35.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 3.9 % and EGK by + 5.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.