Atupri or EGK in Region 1 of canton St. Gallen?

In Region 1, Atupri is CHF 226.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 489.30 a month, EGK to CHF 508.20. The gap is CHF 226.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 479.65 a month. Moving there rather than to Atupri is worth CHF 115.80 more a year. Sanitas

Atupri ranks 10 and EGK ranks 17, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	EGK	Gap
300	CHF 559.20	CHF 577.40	− 18.20
500	CHF 547.60	CHF 565.80	− 18.20
1'000	CHF 518.40	CHF 536.60	− 18.20
1'500	CHF 489.20	CHF 507.40	− 18.20
2'000	CHF 460.10	CHF 478.30	− 18.20
2'500	CHF 430.90	CHF 449.10	− 18.20

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 4.2 % and EGK by + 3.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.